Berrien County property record for 485 Elmside Rd, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,232 sqft · built 1958 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Jun 1999) |
| Tax Bill | $2,677 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5300-0022-00-0 |
| Primary APN | 03-5300-0022-00-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Raised Ranch |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 76 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 485 ELMSIDE RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-6555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 22 NAPIER OGDEN SUBDN |
| Legal Subdivision | NAPIER OGDEN SUB |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2000 |
485 Elmside Rd is owned and occupied by an individual who acquired it in December 2022.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 113, BENTON HARBOR, MI 49023-0113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Dec 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 1999 · Amount on File |
| Deed Sale | Jun 14, 1999 · Amount on File |
| Deed Book / Page | 1984 / 1077 |
| Last Transfer Date | Dec 21, 2022 |
| Transfer Doc | 03395/1353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 485 ELMSIDE RD, BENTON HARBOR, MI 49022-6555 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03177/2022 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 3177/2022 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 21, 2022 |
| Property Address | 485 ELMSIDE RD, BENTON HARBOR, MI 49022-6555 |
| Document Number | 03395/1353 |
| Book / Page | 3395 / 1353 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022369822 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 485 ELMSIDE RD, BENTON HARBOR, MI 49022-6555 |
| Name | Verified Name |
|---|---|
| Address | 485 ELMSIDE RD, BENTON HARBOR, MI 49022-6555 |
The 2025 property tax bill for 485 Elmside Rd was $2,677 with a homeowner's exemption, up 4.9% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,300 (+7%) | $186,600 (+7%) | |
| 2025 | $2,677.00 (+4.94%) Homeowner's exemption | $87,200 | $174,400 |
| 2024 | $2,551.00 | ||
| 2023 | $55,500 | $111,000 | |
| 2022 | $2,123.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 485 Elmside Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 485 Elmside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures