505 Elm St, Morrison, IL 61270 Property Records

Whiteside County property record for 505 Elm St, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	0.703 acres (30,642 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Apr 2017)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`0917356012`

Property Details

APN / Parcel Number

Primary APN	`0917356012`
Alternative APN	`103627`

Exterior

Lot Area	30,642 sqft (0.703 acres)
Lot Width	91 ft Width

Location & Zoning

Account Number	103627
Street Address	505 ELM ST
City	MORRISON
State	IL
Zip	61270-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANS SUBD #3 LOT 3 EXC W 4 & PIECE ADJ ON S TO CENTER CREEK
Legal Subdivision	CENTER CREEK
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4007
Census Tract	300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 ELM ST, MORRISON, IL 61270-2919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Mar 27, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jun 17, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 28, 2017	Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG
Apr 18, 2017	Warranty Deed, Transfer · VA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20172155
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	505 ELM ST, MORRISON, IL 61270-2919
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002927
Date	Apr 29, 2021
Instrument	2021-02927

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	505 ELM ST, MORRISON, IL 61270-2919
Document Number	0000001891
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	ELEVATED TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 ELM ST MORRISON IL 612702919, MORRISON, IL 61270-2919

Mortgage

Document Number	0000001891
Date	Apr 7, 2020
Instrument	1891

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	505 ELM ST, MORRISON, IL 61270-2919
Document Number	0000003277
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	ELEVATED TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 ELM ST MORRISON IL 612702919, MORRISON, IL 61270-2919

Mortgage

Document Number	0000003277
Date	Jun 24, 2019
Instrument	3277

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	505 ELM ST, MORRISON, IL 61270-2919
Document Number	0000005140
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 ELM ST MORRISON IL 612702919, MORRISON, IL 61270-2919

Mortgage

Document Number	0000005140
Date	Sep 1, 2017
Instrument	5140

Lender

Name	INTERCAP LNDG
Address	ALISA VIEJO, CA 92656

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 18, 2017
Property Address	505 ELM ST, MORRISON, IL 61270-2919
Document Number	0000002155
Instrument Date	Apr 11, 2017
Instrument	2155
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	NTI TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 ELM ST MORRISON IL 612702919, MORRISON, IL 61270-2919

Mortgage

Document Number	2156
Date	Apr 18, 2017
Instrument	2156

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00	$66,160 Land $5,022 Building $61,138
2024			$198,480 Land $15,066 Building $183,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Jo-Carroll Energy, Nextlink.

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