502 Elm St, Morrison, IL 61270 Property Records

Whiteside County property record for 502 Elm St, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	0.297 acres (12,949 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2026)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0917354015`

Property Details

APN / Parcel Number

Primary APN	`0917354015`
Alternative APN	`73599`

Exterior

Lot Area	12,949 sqft (0.297 acres)
Lot Dimensions	147 ft deep x 88 ft wide

Location & Zoning

Account Number	73599
Street Address	502 ELM ST
City	MORRISON
State	IL
Zip	61270-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANS SUBD LOT 12 SEC 17 TWP 21 RNG 5 210400X
Legal Range	05E
Legal Township	21N
Legal Section	17
Legal Subdivision	VANS SUBDIVISION
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4009
Census Tract	300

Owner

Source: Whiteside County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 CEDAR ST, MORRISON, IL 61270-2707
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Nov 30, 2010 · Amount on Record
Deed Document Number	20264553
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 21, 2026
Property Address	502 ELM ST, MORRISON, IL 61270-2918
Document Number	0000004553
Instrument Date	Aug 20, 2026
Instrument	20264553
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CEDAR ST, MORRISON, IL 61270-2707

Mortgage

Document Number	0000004554,
Date	Aug 21, 2026
Instrument	20264554

Lender

Name	CITIZENS FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jun 1, 2026
Property Address	502 ELM ST, MORRISON, IL 61270-2918
Document Number	0000002675
Instrument Date	May 15, 2026
Instrument	20262675
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 ELM ST, MORRISON, IL 61270-2918

Mortgage

Document Number	0000002675,
Date	Jun 1, 2026
Instrument	20262675

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 15, 2027

Interest

Rate	7%
Max Rate	-1%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00	$43,378 Land $2,984 Building $40,394	$130,134 (-) Land $8,952 Building $121,182
2024			$130,134 Land $8,952 Building $121,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Jo-Carroll Energy, Nextlink.

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