505 Elm Ave, La Junta, CO 81050 Property Records

Otero County property record for 505 Elm Ave, La Junta, CO 81050

Property Summary

Property Type	Vacant Land
Lot Size	0.285 acres (12,402 sqft)
Owner	2 Individual Names on File
Tax Bill	$63 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Sale + 1 more
APN	`4441-354-11015`

Property Details

APN / Parcel Number

Primary APN	`4441-354-11015`
Alternative APN	`113695`

Exterior

Lot Area	12,402 sqft (0.285 acres)

Location & Zoning

Account Number	113695
Street Address	505 ELM AVE
City	LA JUNTA
State	CO
Zip	81050-9273
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	N 80' OF LOT 8 BLK 31 NLJ TOGETHER WITH THE E 15' OF; VACATED FIRST AVE. DIRECTLYWEST OF LOT 8 BLK 31 NLJ; B987 P277 #591569
Legal Subdivision	NORTH LJ
Legal Block	31
Legal Lot Number	8
Jurisdiction	OTERO CO
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2005
Census Tract	968500

Owner

Source: Otero County records · APN 4441-354-11015

Assessment roll updated February 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 ELM AVE, LA JUNTA, CO 81050-9273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jun 29, 2022	Warranty Deed, Transfer OTERO COUNTY TITLE
Jul 01, 2020	Special Warranty Deed, Transfer OTERO COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2025
Deed Sale	Mar 05, 2025
Prior Sale	Jul 01, 2020 · Amount on Record
Deed Document Number	2025673921
Prior Transfer Date	Feb 26, 2025
Prior Transfer Doc	0000673921
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Recording Date	Jul 09, 2026
Property Address	505 ELM AVE, LA JUNTA, CO 81050-9273
Document Number	0000677893
Instrument Date	Jun 25, 2026
Instrument	2026677893
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 ELM AVE, LA JUNTA, CO 81050-9273
Investor	Possibly a Property Investor

Mortgage

Document Number	0000677893,
Date	Jul 09, 2026
Instrument	2026677893

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Jun 29, 2022
Property Address	505 ELM AVE, LA JUNTA, CO 81050-9273
Document Number	0000665701
Instrument Date	Jun 23, 2022
Instrument	665701
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	OTERO COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$2.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24665 CUCHARA ST, LA JUNTA, CO 81050-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 ELM AVE, LA JUNTA, CO 81050-9273
Investor	Possibly a Property Investor

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Jul 01, 2020
Property Address	505 ELM AVE, LA JUNTA, CO 81050-9273
Document Number	0000657995
Instrument Date	Jul 01, 2020
Instrument	657995
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	OTERO COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24655 CUCHARA ST, LA JUNTA, CO 81050-9705

Tax Assessment & Valuation

Source: Otero County records · Assessment roll updated February 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$63.00 (-4.55%)	$971 (-3.19%)	$3,596 (-)
2023	$66.00 (-4.35%)	$1,003 (-3.84%) Land $1,003	$3,596 (-) Land $3,596
2022	$69.00	$1,043 Land $1,043
2021			$3,596 Land $3,596

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	105 (1978–2019)
Claims Outside the SFHA	4 of 105
Most Recent Claim	May 2019 · tidal / storm surge
Claims by Event	Flooding 4/30/99, May 1999 · 90 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Southeast Colorado Power Association Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: NE Colorado Cellular, Verizon.

Based on FCC filings for 130 locations within half a mile of this property.

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