Otero County property record for 425 Elm Ave, La Junta, CO 81050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,904 sqft · built 1961 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Nov 2024) |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| APN | 4441-354-20002 |
| Primary APN | 4441-354-20002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Mixed |
| Garage Area | 750 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 103342 |
|---|---|
| Street Address | 425 ELM AVE |
| City | LA JUNTA |
| State | CO |
| Zip | 81050-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 & 15' VAC ELM ST LYING W & ADJ TO SAID LOT; BLK 15 LJ NLJ B753 P405-407 B947 P164; MS# 4498 BY MIS; RCPTN-559243 BL- L |
| Legal Range | 55 |
| Legal Township | 23 |
| Legal Section | 35 |
| Legal Subdivision | NORTH LJ |
| Legal Block | 15 |
| Legal Lot Number | 12,15 |
| Jurisdiction | OTERO CO |
| Township / Civil Division | CHERAW |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 968500 |
Source: Otero County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 425 ELM AVE, LA JUNTA, CO 81050-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on Record |
| Deed Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 673174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | Aug 20, 2026 |
| Property Address | 425 ELM AVE, LA JUNTA, CO 81050-9218 |
| Document Number | 0000678274 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026678274 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 425 ELM AVE, LA JUNTA, CO 81050-9218 |
| Document Number | 0000678274, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 2026678274 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
Source: Otero County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Otero County |
| Unified School District | East Otero School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763.00 (+8.38%) | $10,952 (+2.62%) | $175,247 (-18.22%) |
| 2023 | $704.00 (+197.05%) | $10,672 (+200.11%) Land $206 Building $10,466 | $214,292 (+109.41%) Land $3,080 Building $211,212 |
| 2022 | $237.00 | $3,556 Land $107 Building $3,449 | |
| 2021 | $102,330 Land $3,080 Building $99,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 105 (1978–2019) |
| Claims Outside the SFHA | 4 of 105 |
| Most Recent Claim | May 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 100 / 25 |
May also be available: Verizon, Viaero Wireless.
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