505 Eastern Ave, Shelby, IA 51570 Property Records

Shelby County property record for 505 Eastern Ave, Shelby, IA 51570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,491 sqft · built 1997
Lot Size	0.336 acres (14,640 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Jan 2024)
Tax Bill	$4,554 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`832902000051`

Property Details

APN / Parcel Number

Primary APN	`832902000051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,640 sqft (0.336 acres)
Lot Dimensions	160 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	284 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	505 EASTERN AVE
City	SHELBY
State	IA
Zip	51570-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-78-40 ASD SE NE LT 1 OF LT 5
Legal Range	40W
Legal Township	78N
Legal Section	33
Legal Subdivision	ASD SE NE 33-78-40
Legal Lot Number	1,5
Jurisdiction	SHELBY IA
Township / Civil Division	SHELBY
Census Block Group	1
Census Block	1083
Census Tract	960200

Owner

505 Eastern Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 EASTERN AVE, SHELBY, IA 51570-3337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2024	Warranty Deed, Transfer · Conventional Mortgage ARBOR BANK
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit SHELBY COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2024 · Amount on File
Deed Sale	Jan 15, 2024 · Amount on File
Prior Sale	Sep 14, 2021 · Amount on File
Deed Document Number	202458
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Jan 15, 2024
Property Address	505 EASTERN AVE, SHELBY, IA 51570-3337
Document Number	0020240058
Instrument Date	Jan 11, 2024
Instrument	2024-0058
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 EASTERN AVE, SHELBY, IA 51570-3337

Mortgage

Document Number	0020240059
Date	Jan 15, 2024
Instrument	2024-0059

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	505 EASTERN AVE, SHELBY, IA 51570-3337
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 EASTERN AVE, SHELBY, IA 51570-3337

Mortgage

Document Number	0020231342
Date	Aug 25, 2023
Instrument	2023-1342

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Jun 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 505 Eastern Ave was $4,554 with a homeowner's exemption.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Shelby City
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,554.00	$327,882 (-) Land $21,655 Building $306,227	$327,882 (-) Land $21,655 Building $306,227
2025		$327,882 Land $21,655 Building $306,227	$327,882 Land $21,655 Building $306,227
2024	$4,276.00
2023		$288,579 (+42.31%) Land $21,655 Building $266,924	$288,579 Land $21,655 Building $266,924
2022	$3,256.00 Homeowner's exemption	$202,775 Land $21,655 Building $181,120
2021			$202,775 Land $21,655 Building $181,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Eastern Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY WATER SUPPLY serves 727 people · EPA ID IA8369038
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Western Iowa Wireless.

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