203 Eastern Ave, Shelby, IA 51570 Property Records

Shelby County property record for 203 Eastern Ave, Shelby, IA 51570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,017 sqft · built 1885
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,048 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`832902000040`

Property Details

APN / Parcel Number

Primary APN	`832902000040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,017 sqft Living Area
1st Floor Area	753 sqft
Attic	Attic
Attic Area	264 sqft
Basement Area	753 sqft
Unfinished Basement	753 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	203 EASTERN AVE
City	SHELBY
State	IA
Zip	51570-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-78-40 ASD SE NE LT 4
Legal Range	40W
Legal Township	78N
Legal Section	33
Legal Subdivision	AUDITORS SUBDIVISION
Legal Lot Number	4
Jurisdiction	SHELBY IA
Township / Civil Division	SHELBY
Census Block Group	1
Census Block	1083
Census Tract	960200

Owner

203 Eastern Ave is owned and occupied by an individual who acquired it in March 2017.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	203 EASTERN AVE, SHELBY, IA 51570-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 10, 2017
Transfer Doc	0000000428
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	203 EASTERN AVE, SHELBY, IA 51570-3307
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222213
Date	Oct 21, 2022
Instrument	2022-2213

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 20, 2047

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	203 EASTERN AVE, SHELBY, IA 51570-3307
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201327
Date	Aug 6, 2020
Instrument	2020-1327

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 5, 2045

Interest

Rate Type	Fixed Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY IA
Recording Date	Mar 13, 2017
Property Address	203 EASTERN AVE, SHELBY, IA 51570-3307
Document Number	20170428
Instrument Date	Mar 10, 2017
Instrument	2017-0428
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 EASTERN AVE, SHELBY, IA 51570-3307

Mortgage

Document Number	20170429
Date	Mar 13, 2017
Instrument	2017-0429

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	NEOLA, IA 51559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 203 Eastern Ave was $1,048 with a homeowner's exemption.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Shelby City
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00	$92,866 (-) Land $10,900 Building $81,966	$92,866 (-) Land $10,900 Building $81,966
2025		$92,866 Land $10,900 Building $81,966	$92,866 Land $10,900 Building $81,966
2024	$960.00
2023		$81,152 (+41.59%) Land $10,900 Building $70,252	$81,152 Land $10,900 Building $70,252
2022	$770.00 Homeowner's exemption	$57,313 Land $10,900 Building $46,413
2021			$57,313 Land $10,900 Building $46,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Eastern Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY WATER SUPPLY serves 727 people · EPA ID IA8369038
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Western Iowa Wireless.

Nearby Properties on Eastern Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures