505 E Washington Ave, Red Oak, IA 51566 Property Records

Montgomery County property record for 505 E Washington Ave, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,286 sqft · built 1958
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Jul 2026)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`600628327010000`

Property Details

APN / Parcel Number

Primary APN	`600628327010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Basement Area	1,286 sqft
Finished Basement	1,286 sqft
Unfinished Basement	1,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	76 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	505 E WASHINGTON AVE
City	RED OAK
State	IA
Zip	51566-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT S 76' LT 9 & S 76' W 30' LT 10 BLK 46
Legal Subdivision	HARRIS SUBDIVISION
Legal Block	46
Legal Lot Number	9,10
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1150
Census Tract	960300

Owner

505 E Washington Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Affidavit, Transfer
Jul 13, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Feb 12, 2013	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Aug 15, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2015	Warranty Deed, Transfer
Apr 18, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	2026969
Deed Book / Page	2026 / 969
Record Updated	Oct 29, 2026

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MONTGOMERY IA
Recording Date	Jul 13, 2026
Property Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316
Document Number	0000000968
Book / Page	2026 / 968
Instrument Date	Jul 13, 2026
Instrument	2026968
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Jul 13, 2026
Property Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316
Document Number	0000000969
Book / Page	2026 / 969
Instrument Date	Jul 9, 2026
Instrument	2026969
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316

Mortgage

Document Number	0000000970,
Date	Jul 13, 2026
Instrument	2026970

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000000971,
Date	Jul 13, 2026
Book Page	2026/971
Instrument	2026971

Lender

Name	IOWA FINANCIAL AUTH

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/0259
Date	Feb 12, 2013
Book Page	2013/0259
Instrument	2013 0259

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 5, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Aug 15, 2019
Property Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316
Document Number	02019/1193
Book / Page	2019 / 1193
Instrument Date	Aug 14, 2019
Instrument	1193
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Jul 1, 2015
Property Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316
Document Number	02015/1088
Book / Page	2015 / 1088
Instrument Date	Jul 1, 2015
Instrument	2015 1088
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$1.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Apr 18, 2014
Property Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316
Document Number	02014/0594
Book / Page	2014 / 0594
Instrument Date	Apr 7, 2014
Instrument	2014 0594
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$31.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 E WASHINGTON AVE, RED OAK, IA 51566-2316

Tax Assessment & Valuation

The 2025 property tax bill for 505 E Washington Ave was $1,926 with a homeowner's exemption, up 16.4% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (+16.44%) Homeowner's exemption	$113,720 Land $9,230 Building $104,490	$113,720 Land $9,230 Building $104,490
2024	$1,654.00
2023		$94,380 Land $6,150 Building $88,230	$94,380 Land $6,150 Building $88,230
2022	$1,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 E Washington Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 E Washington Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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