502 E Washington Ave, Red Oak, IA 51566 Property Records

Montgomery County property record for 502 E Washington Ave, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,676 sqft · built 1912
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$65,500 (Nov 2018)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`600628332002000`

Property Details

APN / Parcel Number

Primary APN	`600628332002000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	748 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	502 E WASHINGTON AVE
City	RED OAK
State	IA
Zip	51566-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT LT 5 BLK 51
Legal Subdivision	RED OAK
Legal Block	51
Legal Lot Number	5
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1042
Census Tract	960300

Owner

502 E Washington Ave is owned and occupied by two individuals who bought it in November 2018.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 E WASHINGTON AVE, RED OAK, IA 51566-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Nov 14, 2018	Deed of Trust, Mortgage WASHINGTON COUNTY BANK
Nov 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Deed Document Number	20181725
Deed Book / Page	2018 / 1725
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	502 E WASHINGTON AVE, RED OAK, IA 51566-2317
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1406
Date	Aug 14, 2020
Book Page	2020/1406
Instrument	2020 1406

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	502 E WASHINGTON AVE, RED OAK, IA 51566-2317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001726
Date	Nov 14, 2018
Book Page	0000002018/0000001726
Instrument	000000001726

Lender

Name	WASHINGTON COUNTY BANK
Type	Bank

Agreement

Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Nov 14, 2018
Property Address	502 E WASHINGTON AVE, RED OAK, IA 51566-2317
Document Number	2018/1725
Book / Page	2018 / 1725
Instrument Date	Oct 29, 2018
Instrument	000000001725
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	502 E WASHINGTON AVE, RED OAK, IA 51566-2317

Tax Assessment & Valuation

The 2025 property tax bill for 502 E Washington Ave was $3,044, up 28.5% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+28.55%)	$139,410 Land $6,750 Building $132,660	$139,410 Land $6,750 Building $132,660
2024	$2,368.00
2023		$100,910 Land $4,500 Building $96,410	$100,910 Land $4,500 Building $96,410
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 E Washington Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 E Washington Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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