Putnam County property record for 505 E Speck Ave, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1968 |
| Lot Size | 0.192 acres (8,352 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $628 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 071071C B 01000 |
| Primary APN | 071071C B 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,352 sqft (0.192 acres) |
| Lot Dimensions | 96 ft deep x 87 ft wide |
| Terrain | Rolling |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 505 E SPECK AVE |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: R01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 100 |
505 E Speck Ave is owned by two individuals who acquired it in November 2024.
Source: Putnam County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 LUSK AVE, MONTEREY, TN 38574-1561 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 1971 |
| Deed Sale | Jun 15, 1971 |
| Deed Book / Page | 132 / 5 |
| Last Transfer Date | Nov 1, 2024 |
| Transfer Doc | 0001577603 |
| Record Updated | Sep 20, 2026 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,375 Land $3,750 Building $12,625 | ||
| 2023 | $16,375 Land $3,750 Building $12,625 | ||
| 2022 | $628.00 | ||
| 2021 | $65,500 Land $15,000 Building $50,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 E Speck Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 505 E Speck Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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