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500 E Speck Ave, Monterey, TN 38574 Property Records

Putnam County property record for 500 E Speck Ave, Monterey, TN 38574

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,214 sqft · built 1988
Lot Size0.258 acres (11,250 sqft)
Owner2 Trust Names on File
Last Sale$18,000 (Oct 2018)
Tax Bill$1,057 (2022)
Deeds & MortgagesJan 2019 Mortgage
Oct 2018 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN071071C A 01101

Property Details

APN / Parcel Number

Primary APN071071C A 01101
Alternative APN
  • 071C A 01101

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,214 sqft Living Area
1st Floor Area1,232 sqft
Basement Area273 sqft
Finished Basement273 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area78 sqft
Deck Area72 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address500 E SPECK AVE
CityMONTEREY
StateTN
Zip38574-1247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 14, COUNTY AREA: R01
JurisdictionPUTNAM TN
Township / Civil Division4
Census Block Group2
Census Block2063
Census Tract100

Owner

500 E Speck Ave is held in a trust since October 2018.

Source: Putnam County records, as of January 26, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 156, MONTEREY, TN 38574-0156
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage
PUTNAM 1ST MERCANTILE BK
Oct 19, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jun 26, 2018Quit Claim Deed, Transfer
INTEGRITY TITLE AND ESCROW
Jun 12, 2018Warranty Deed, Transfer
INTEGRITY TITLE AND ESCROW
Jun 26, 2017Warranty Deed, Transfer
INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2018 · Amount on File
Deed SaleOct 19, 2018 · Amount on File
Prior SaleJun 25, 2018 · Amount on File
Deed Book / Page1085 / 545
Transfer Doc0353000755
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address500 E SPECK AVE, MONTEREY, TN 38574-1247
Document NumberRB1101210
Instrument DateJan 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 156 MONTEREY TN 385740156, MONTEREY, TN 38574-0156

Mortgage

Document NumberRB1101210
DateJan 25, 2019
Book Page001101/000210
Instrument222255
Lender
NamePUTNAM 1ST MERCANTILE BK
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
AmountAmount on Record

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateOct 19, 2018
Property Address500 E SPECK AVE, MONTEREY, TN 38574-1247
Document NumberRB1085545
Book / Page001085 / 000545
Instrument DateOct 19, 2018
Instrument219236
Transaction TypeTransfer
Record UpdatedNov 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$66.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 E SPECK AVE MONTEREY TN 385741247, MONTEREY, TN 38574-1247

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM TN
Recording DateJun 26, 2018
Property Address500 E SPECK AVE, MONTEREY, TN 38574-1247
Document NumberRB1065180
Book / Page001065 / 000180
Instrument DateJun 26, 2018
Instrument215173
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyINTEGRITY TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E RAILROAD AVE MONTEREY TN 385741448, MONTEREY, TN 38574-1448

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateJun 12, 2018
Property Address500 E SPECK AVE, MONTEREY, TN 38574-1247
Document NumberRB1062499
Book / Page001062 / 000499
Instrument DateJun 11, 2018
Instrument214665
Transaction TypeTransfer
Record UpdatedJul 6, 2018
Title CompanyINTEGRITY TITLE AND ESCROW

Transaction

AmountAmount on Record
Tax$5.55
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17785 CROSSVILLE HURY MONTONY TN 38574, MONTONY, TN 38574

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateJun 26, 2017
Property Address500 E SPECK AVE, MONTEREY, TN 38574-1247
Document NumberRB1001773
Book / Page001001 / 000773
Instrument DateJun 9, 2017
Instrument202749
Transaction TypeTransfer
Record UpdatedAug 29, 2017
Title CompanyINTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$37.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17785 CROSSING MONTEREY TN 38574, MONTEREY, TN 38574

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
MunicipalityMonterey Town
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,600 (-) Land $3,750 Building $23,850
2024$27,600 (-) Land $3,750 Building $23,850
2023$27,600 Land $3,750 Building $23,850
2022$1,057.00
2021$110,400 Land $15,000 Building $95,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E Speck Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Speck Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY WATER DEPT
serves 4,880 people · EPA ID TN0000471
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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