505 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 505 E Oregon St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 991 sqft · built 1923
Lot Size0.121 acres (5,280 sqft)
OwnerIndividual Name on Record
Last Sale$182,500 (Mar 2021)
Tax Bill$6,210 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-17-286-002

Property Details

APN / Parcel Number

Primary APN92-21-17-286-002

Interior

Full Baths1 Bath
Stories2 Stories
Building Area991 sqft Building Perimeter
1st Floor Area991 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,280 sqft (0.121 acres)
Lot Dimensions96 ft deep x 55 ft wide
Garage TypeDetached
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area216 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address505 E OREGON ST
CityURBANA
StateIL
Zip61801-4313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 EALEY PLACE SUB
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionEALEY PLACE SUB
Legal Lot Number17
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5013
Census Tract5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address505 E OREGON ST, URBANA, IL 61801-4313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 12, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleJul 12, 2017 · Amount on Record
Deed Document Number20215741
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 12, 2021
Property Address505 E OREGON ST, URBANA, IL 61801-4313
Document Number0000005741
Map ReferenceMB D PG 275
Instrument DateMar 10, 2021
Instrument2021R05741
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address505 E OREGON ST, URBANA, IL 61801-4313

Mortgage

Document Number0000005742
DateMar 12, 2021
Instrument2021R05742
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 12, 2017
Property Address505 E OREGON ST, URBANA, IL 61801-4313
Document Number0000012639
Map ReferenceMBD PG275
Instrument DateJun 17, 2017
Instrument2017R12639
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$261.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E OREGON ST, URBANA, IL 61801-4313

Mortgage

Document Number0000012640
DateJul 12, 2017
Instrument2017R12640
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,050 (+25.94%) Land $13,120 Building $56,930$210,150 (+25.94%) Land $39,360 Building $170,790
2024$6,210.00 (+15.64%)
2022$5,370.00 Homeowner's exemption$55,620 Land $10,410 Building $45,210$166,860 Land $31,230 Building $135,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.

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