Frederick County property record for 505 E Main St, Emmitsburg, MD 21727
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 1,036 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2017) |
| Tax Bill | $2,500 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 05-161924 |
| Primary APN | 05-161924 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,036 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 210 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 161924 |
|---|---|
| Old Parcel Number | 5161924 |
| Street Address | 505 E MAIN ST |
| City | EMMITSBURG |
| State | MD |
| Zip | 21727-9174 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | HS |
| Legal Description | NEW LOT 2 .23 ACRES FRANCIS & RUTH HOBBS |
| Legal Subdivision | EMMITSBURG |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 5, EMMITSBURG |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 766800 |
505 E Main St, a commercial property, is owned and occupied by an individual who bought it in May 2017.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 E MAIN ST, EMMITSBURG, MD 21727-9174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on File |
| Deed Sale | May 11, 2017 · Amount on File |
| Prior Sale | Nov 3, 2014 · Amount on File |
| Deed Document Number | 0011814120 |
| Deed Book / Page | 11814 / 0120 |
| Record Updated | Jun 7, 2026 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Emmitsburg Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,500.00 | $158,900 Land $41,900 Building $117,000 | $158,900 Land $41,900 Building $117,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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