Frederick County property record for 448 E Main St, Emmitsburg, MD 21727
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,400 sqft · built 1900 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $145,000 (Dec 2023) |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Dec 2023 Sale May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-164613 |
| Primary APN | 05-164613 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 469 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Municipal |
| Account Number | 164613 |
|---|---|
| Street Address | 448 E MAIN ST |
| City | EMMITSBURG |
| State | MD |
| Zip | 21727-9172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1- 9000 SQ FT 448 EAST MAIN ST. EMMITSBURG |
| Legal Subdivision | SHARRER ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 5, EMMITSBURG |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 766800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Emmitsburg Historic District (Additional Documentation) listed 1992 · 217 contributing resources · NRIS 92000076 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16010 SAINT ANTHONY RD, THURMONT, MD 21788-1245 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed, Transfer |
| May 15, 2017 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Sep 12, 2011 · Amount on Record |
| Deed Book / Page | 16706 / 197 |
| Prior Transfer Date | Nov 19, 2010 |
| Prior Transfer Doc | 0081060462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 19, 2023 |
| Property Address | 448 E MAIN ST, EMMITSBURG, MD 21727-9172 |
| Document Number | 0167060197 |
| Book / Page | 16706 / 197 |
| Map Reference | MB 31 PG 51 |
| Instrument Date | Dec 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16010 SAINT ANTHONY RD, THURMONT, MD 21788-1245 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 448 E MAIN ST, EMMITSBURG, MD 21727-9172 |
| Document Number | 0118980278 |
| Book / Page | 011898 / 000278 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 448 E MAIN ST EMMITSBURG MD 217279172, EMMITSBURG, MD 21727-9172 |
| Document Number | 0118980278 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 011898/000278 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 27, 2042 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Emmitsburg Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,000 (+0.51%) Land $51,600 Building $92,400 | $144,000 (-) Land $51,600 Building $92,400 | |
| 2025 | $2,335.00 (+1.65%) | $143,267 (+1.03%) | $144,000 (+1.55%) Land $51,600 Building $92,400 |
| 2024 | $2,297.00 (+2.5%) | ||
| 2023 | $2,241.00 | $141,800 Land $41,500 Building $100,300 | $141,800 Land $41,500 Building $100,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1979–2018) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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