505 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 505 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,195 sqft · built 1951
Lot Size	0.172 acres (7,514 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Aug 2015)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-4548-00-592`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-4548-00-592`
Alternative APNs	`292301454800592` `385239` `390522` `394976`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,489 sqft
1st Floor Area	1,195 sqft
Utility Area	98 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,514 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	505 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T
Legal Description	LAKE LANCASTER PLACE G/108 THE S 75 FT LOTS 59 & 60
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	LAKE LANCASTER PLACE
Legal Tract	4548
Legal Lot Number	59,60
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3016
Census Tract	11300

Owner

Source: Orange County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 E HARDING ST, ORLANDO, FL 32806-4031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Jul 1, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Prior Sale	Nov 9, 2011 · Amount on Record
Deed Document Number	2015433441
Deed Book / Page	10969 / 5604
Last Transfer Date	Jun 17, 2021
Transfer Doc	0000391780
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	505 E HARDING ST, ORLANDO, FL 32806-4031
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E HARDING ST, ORLANDO, FL 32806-4031

Mortgage

Document Number	0000696440
Date	Nov 12, 2021
Instrument	20210696440

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jul 1, 2021
Property Address	505 E HARDING ST, ORLANDO, FL 32806-4031
Document Number	0000391780
Map Reference	MB G PG 108
Instrument Date	Jun 17, 2021
Instrument	20210391780
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8580 8TH ST, VERO BEACH, FL 32968-9623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E HARDING STREET, VERO BEACH, FL 32968

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,031 (+2.7%)	$288,110 (-) Land $230,000 Building $58,110
2025	$2,720.00 (+4.66%) Homeowner's exemption	$181,140 (+5.99%)	$288,110 (+12.63%) Land $230,000 Building $58,110
2024	$2,599.00 (+5.61%)
2023	$2,461.00 (+3.45%) Homeowner's exemption	$170,908 (+3%)	$255,808 (+3.42%) Land $205,000 Building $50,808
2022	$2,379.00 Homeowner's exemption	$165,930	$247,340 Land $205,000 Building $42,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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