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433 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 433 E Harding St, Orlando, FL 32806 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,105 sqft · built 1925
Lot Size0.163 acres (7,098 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Jun 2023)
Tax Bill$6,804 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-29-4548-00-560

Property Details

APN / Parcel Number

Primary APN01-23-29-4548-00-560
Alternative APNs
  • 292301454800560
  • 385234
  • 390518
  • 394972

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,105 sqft Living Area
Gross Area1,775 sqft
1st Floor Area1,062 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2005
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,098 sqft (0.163 acres)
Garage TypeCarport
Garage Area208 sqft
CarportCarport
Carport Area208 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Unfinished Porch
Porch Area265 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address433 E HARDING ST
CityORLANDO
StateFL
Zip32806-4029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LANCASTER PLACE G/108 LOT 56
Legal Range29E
Legal Township23S
Legal Section01
Legal SubdivisionLAKE LANCASTER PLACE
Legal Tract4548
Legal Lot Number56
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3017
Census Tract11300

Owner

Source: Orange County records · APN 01-23-29-4548-00-560

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 E HARDING ST, ORLANDO, FL 32806-4029
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 13, 2017Warranty Deed, Transfer · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2023 · Amount on Record
Deed SaleJun 05, 2023 · Amount on Record
Prior SaleOct 13, 2017 · Amount on Record
Deed Document Number2023314399
Prior Transfer DateApr 01, 2015
Prior Transfer Doc0000163537
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 05, 2023
Property Address433 E HARDING ST, ORLANDO, FL 32806-4029
Document Number0000314399
Map ReferenceMB G PG 108
Instrument DateJun 01, 2023
Instrument20230314399
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyZILLOW CLOSING SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1625 PINE BLUFF AVE, ORLANDO, FL 32806-2343

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E HARDING ST, ORLANDO, FL 32806-4029

Mortgage

Document Number0000314400
DateJun 05, 2023
Instrument20230314400
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 13, 2017
Property Address433 E HARDING ST, ORLANDO, FL 32806-4029
Document Number0000561575
Map ReferenceMB G PG 108
Instrument DateOct 11, 2017
Instrument20170561575
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyELITE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E HARDING ST, ORLANDO, FL 32806-4029

Mortgage

Document Number0000561576
DateOct 13, 2017
Instrument20170561576
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$416,223 (+2.7%)$446,670 (-0.77%) Land $230,000 Building $216,670
2025$6,804.00 (+3.62%) Homeowner's exemption$405,280 (+48.85%)$450,120 (+12.68%) Land $230,000 Building $220,120
2024$6,566.00 (+53.2%)
2023$4,286.00 (+3.13%) Homeowner's exemption$272,281 (+3%)$399,474 (+19.58%) Land $205,000 Building $194,474
2022$4,156.00 Homeowner's exemption$264,350$334,070 Land $170,000 Building $164,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950113003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims7 (2000–2024)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2024, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskLow
above 6% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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