Simpson County property record for 505 Duncan St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,124 sqft · built 1992 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,300 (Aug 2020) |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-00-09-030.00 |
| Primary APN | 008-00-09-030.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 125 ft deep x 76 ft wide |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 505 DUNCAN ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 505 DUNCAN STREET |
| Legal Subdivision | PARADISE ESTATES |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970300 |
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 505 DUNCAN ST, FRANKLIN, KY 42134-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 21, 2020 | Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Deed Document Number | 1198068 |
| Deed Book / Page | D350 / 565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 505 DUNCAN ST, FRANKLIN, KY 42134-1629 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 505 DUNCAN ST, FRANKLIN, KY 42134-1629 |
| Document Number | 00M578/296 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | M578/296 |
| Instrument | 1257557 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 21, 2020 |
| Property Address | 505 DUNCAN ST, FRANKLIN, KY 42134-1629 |
| Document Number | 00D350/565 |
| Book / Page | D350 / 565 |
| Map Reference | MB 1 PG 118&130 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 1198068 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 DUNCAN ST, 505, FRANKLIN, KY 42134-1629 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 505 DUNCAN ST, FRANKLIN, KY 42134-1629 |
| Document Number | 0001198069 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 1198069 |
| Name | LENDING HAND MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,204.00 (-5.79%) | $137,300 (-) | $137,300 (-) |
| 2023 | $1,278.00 | $137,300 | $137,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2011–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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