403 Duncan St, Franklin, KY 42134 Property Records

Simpson County property record for 403 Duncan St, Franklin, KY 42134 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,608 sqft · built 1971
Lot Size0.218 acres (9,500 sqft)
OwnerIndividual Name on File
Tax Bill$385 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN008-00-09-035.00

Property Details

APN / Parcel Number

Primary APN008-00-09-035.00
Alternative APN
  • 8737

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,608 sqft Living Area

Exterior

Year BuiltBuilt 1971
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,500 sqft (0.218 acres)
Lot Dimensions125 ft deep x 76 ft wide
PorchPorch
Porch Area84 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address403 DUNCAN ST
CityFRANKLIN
StateKY
Zip42134-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description403 DUNCAN STREET
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3013
Census Tract970300

Owner

Source: Simpson County records · APN 008-00-09-035.00

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 702, FRANKLIN, KY 42135-0702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0000149369
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Recording DateJul 17, 2026
Property Address403 DUNCAN ST, FRANKLIN, KY 42134-1627
Document Number0001266314
Book / Page591 / 88
Instrument DateJul 13, 2026
Instrument20261266314
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 DUNCAN ST, FRANKLIN, KY 42134-1627

Mortgage

Document Number0001266314,
DateJul 17, 2026
Book Page591/88
Instrument20261266314
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$385.00 (-11.29%) Homeowner's exemption$93,000 (-)$93,000 (-)
2023$434.00 Homeowner's exemption$93,000$93,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims7 (2011–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimMar 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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