Cleveland County property record for 443 Davis Rd, Shelby, NC 28152
| Property Type | Mobile Home |
|---|---|
| Details | 1,512 sqft · built 2024 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jan 2025) |
| Tax Bill | $1,190 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58306 |
| Primary APN | 58306 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,512 sqft Finished Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 26,572 sqft (0.61 acres) |
| Deck Area | 144 sqft |
| Heating System | HVAC |
|---|
| Account Number | 1356153 |
|---|---|
| Street Address | 443 DAVIS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-8742 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R15 |
| Legal Description | #13PB27-75 MEADOW WDS REV |
| Legal Subdivision | MEADOW WOODS |
| Legal Block | 1 |
| Legal Lot Number | 190 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 951601 |
Source: Cleveland County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 443 DAVIS RD, SHELBY, NC 28152-8742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage HOME MORTGAGE CORPORATION |
| Jan 31, 2025 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Jan 5, 2024 | Warranty Deed, Transfer CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on File |
| Deed Sale | Jan 31, 2025 · Amount on File |
| Prior Sale | Jan 5, 2024 · Amount on File |
| Deed Document Number | 2025200109728 |
| Deed Book / Page | 1938 / 2290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 18, 2026 |
| Property Address | 443 DAVIS RD, SHELBY, NC 28152-8742 |
| Document Number | 0200133713 |
| Book / Page | 1984 / 1652 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026200133713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 443 DAVIS RD, SHELBY, NC 28152-8742 |
| Document Number | 0200133713, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 1984/1652 |
| Instrument | 2026200133713 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jan 31, 2025 |
| Property Address | 443 DAVIS RD, SHELBY, NC 28152-8742 |
| Document Number | 0019382290 |
| Book / Page | 1938 / 2290 |
| Map Reference | MB 27 PG 75 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 200109728 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 DAVIS RD, SHELBY, NC 28152-8742 |
| Document Number | 0200109729 |
|---|---|
| Date | Jan 31, 2025 |
| Instrument | 200109729 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jan 5, 2024 |
| Property Address | 443 DAVIS RD, SHELBY, NC 28152-8742 |
| Document Number | 0019130065 |
| Book / Page | 1913 / 65 |
| Map Reference | MB 27 PG 75 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 200095810 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 N OAKWOOD DR, KINGS MOUNTAIN, NC 28086-8501 |
| Name | Verified Name |
|---|---|
| Address | 402 WINTERGREEN CT, KINGS MOUNTAIN, NC 28086-3767 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,190.00 (+6.73%) | $175,726 (-) Land $21,655 Building $154,071 | $175,726 (-) Land $21,655 Building $154,071 |
| 2025 | $1,115.00 | $175,726 (+782.07%) Land $21,655 Building $154,071 | $175,726 (+782.07%) Land $21,655 Building $154,071 |
| 2023 | $19,922 Land $19,922 | $19,922 Land $19,922 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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