505 Chestnut St, Georgetown, KY 40324 Property Records

Scott County property record for 505 Chestnut St, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details896 sqft
Lot Size0.228 acres (9,952 sqft)
OwnerIndividual Name on Record
Last Sale$101,000 (Sep 2022)
Tax Bill$620 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN166-10-247.000

Property Details

APN / Parcel Number

Primary APN166-10-247.000

Interior

Stories1 Story
Building Area896 sqft Living Area

Exterior

Exterior MaterialBrick
Lot Area9,952 sqft (0.228 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address505 CHESTNUT ST
CityGEORGETOWN
StateKY
Zip40324-1925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 52
Legal SubdivisionFORDLAND SUBDIVISION
Legal BlockE
Legal Lot Number3&4
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3003
Census Tract40102

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address505 CHESTNUT ST, GEORGETOWN, KY 40324-1925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLSFARGOBANKNA
Apr 7, 2026Deed of Trust · Conventional Mortgage
WELLSFARGOBANKNA
Sep 8, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2022 · Amount on Record
Deed SaleSep 8, 2022 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number2022458783
Deed Book / Page436 / 769
Transfer Doc00D436/769
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateApr 7, 2026
Property Address505 CHESTNUT ST, GEORGETOWN, KY 40324-1925
Document Number0M1890/689
Book / Page1890 / 689
Instrument DateFeb 23, 2026
Instrument2026580033
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 CHESTNUT ST, GEORGETOWN, KY 40324-1925

Mortgage

Document Number0000580033,
DateApr 7, 2026
Book Page1890/689
Instrument2026580033
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateApr 7, 2026
Property Address505 CHESTNUT ST, GEORGETOWN, KY 40324-1925
Document Number0000580033
Book / Page1890 / 689
Instrument DateFeb 23, 2026
Instrument2026580033
Record UpdatedApr 22, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 CHESTNUT ST, GEORGETOWN, KY 40324-1925

Mortgage

Document Number0000580033,
DateApr 7, 2026
Book Page1890/689
Instrument2026580033
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateSep 8, 2022
Property Address505 CHESTNUT ST, GEORGETOWN, KY 40324-1925
Document Number00D436/769
Book / PageD436 / 769
Map ReferenceMB 72 PG 566
Instrument DateAug 24, 2022
Instrument458783
Transaction TypeTransfer
Record UpdatedSep 20, 2022
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 CHESTNUT ST, GEORGETOWN, KY 40324-1925

Mortgage

Document Number0000458784
DateSep 8, 2022
Instrument458784
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,800 (-)$118,800 (-)
2025$620.00 (+13.55%) Homeowner's exemption$118,800 (+11.44%)$118,800 (+11.44%)
2023$546.00 (+4.2%) Homeowner's exemption$106,600 (+5.54%) Land $25,000 Building $81,600$106,600 (+5.54%) Land $25,000 Building $81,600
2022$524.00 Homeowner's exemption$101,000 Land $22,500 Building $78,500$101,000 Land $22,500 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number