502 Chestnut St, Georgetown, KY 40324 Property Records

Scott County property record for 502 Chestnut St, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft
Lot Size0.183 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$99,900 (Jul 2016)
Tax Bill$716 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN166-10-277.000

Property Details

APN / Parcel Number

Primary APN166-10-277.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area

Exterior

Exterior MaterialBrick
Lot Area8,000 sqft (0.183 acres)
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address502 CHESTNUT ST
CityGEORGETOWN
StateKY
Zip40324-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 52
Legal SubdivisionROYAL HEIGHTS SUBDIVISION
Legal BlockE
Legal Lot Number17-18
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3002
Census Tract40102

Owner

502 Chestnut St is owned and occupied by two individuals who bought it in July 2016.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address502 CHESTNUT ST, GEORGETOWN, KY 40324-1926
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2016 · Amount on File
Deed SaleJul 26, 2016 · Amount on File
Prior SaleMay 18, 2009 · Amount on File
Deed Document Number2016358175
Deed Book / Page379 / 507
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address502 CHESTNUT ST, GEORGETOWN, KY 40324-1926
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanyPRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1666/721
DateJan 12, 2022
Book PageM1666/721
Instrument448825
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 502 Chestnut St was $716 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,500 (-)$129,500 (-)
2025$716.00 Homeowner's exemption$129,500$129,500
2023$1,054.00 (+10.6%)$116,300 (+5.82%) Land $25,000 Building $91,300$116,300 (+5.82%) Land $25,000 Building $91,300
2022$953.00$109,900 Land $22,500 Building $87,400$109,900 Land $22,500 Building $87,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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