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505 Cedar St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 505 Cedar St, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,218 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
GarageAttached, 480 sqft
OccupancyOwner Occupied
Tax Bill$3,963.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-171-13
Alternative APN
  • 038-171-13-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,218 sqft Living Area
Gross Area1,698 sqft Gross Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area4,792 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address505 CEDAR ST
CityAPTOS
StateCA
Zip95003-3504
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSEACLIFF PARK 06
Legal Block6
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1026
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-171-13

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address505 CEDAR ST, APTOS, CA 95003-3504
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 04, 2022Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Sep 01, 2017Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Apr 26, 2021Intrafamily Transfer, Transfer
AMROCK LLC
Apr 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 07, 2020
Transfer Doc0000023575
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateAug 05, 2026
Property Address505 CEDAR ST, APTOS, CA 95003-3504
Document Number0000017618
Instrument DateJul 31, 2026
Instrument202617618
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship269
Address505 CEDAR ST, APTOS, CA 95003-3504

Mortgage

Document Number0000017618,
DateAug 05, 2026
Instrument202617618
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address505 CEDAR ST, APTOS, CA 95003-3504
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyCHICAGO TITLE PIRT, CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 CEDAR ST, APTOS, CA 95003-3504

Mortgage

Document Number0000000173
DateJan 04, 2022
Instrument2022-0000173
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address505 CEDAR ST, APTOS, CA 95003-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029179
DateSep 01, 2017
Instrument2017-0029179
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 26, 2021
Property Address505 CEDAR ST, APTOS, CA 95003-3504
Document Number0000023577
Map ReferenceMB 18 PG 68
Instrument DateNov 07, 2020
Instrument2021-0023577
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address505 CEDAR ST, APTOS, CA 95003-3504

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 26, 2021
Property Address505 CEDAR ST, APTOS, CA 95003-3504
Document Number0000023575
Map ReferenceMB 18 PG 68
Instrument DateNov 07, 2020
Instrument2021-0023575
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 CEDAR ST, APTOS, CA 95003-3504

Mortgage

Document Number0000023576
DateApr 26, 2021
Instrument2021-0023576
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$219,972 (+2%) Land $57,667 Building $162,305
2025$3,963.00 (+13.36%) Homeowner's exemption$215,658 (+4.04%) Land $56,536 Building $159,122
2023$3,496.00 (+3.31%) Homeowner's exemption$207,284 Land $54,341 Building $152,943$1,197,540
2022$3,384.00

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