514 Cedar St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 514 Cedar St, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1990
Square Footage1,915 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$1,070,000 (2020)
Tax Bill$14,881.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-114-28
Alternative APN
  • 038-114-28-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,915 sqft Living Area
Gross Area2,235 sqft Gross Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1990
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area320 sqft Garage

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address514 CEDAR ST
CityAPTOS
StateCA
Zip95003-3505
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSUBDIVISION
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1028
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-114-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 CEDAR ST, APTOS, CA 95003-3505
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 31, 2016Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2020 · Amount on Record
Deed SaleOct 13, 2020 · Amount on Record
Prior SaleDec 19, 2016 · Amount on Record
Deed Doc Number202041320
Prior Transfer DateDec 16, 2016
Prior Transfer Doc0000050724
Record RefreshedSep 20, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 13, 2020
Property Address514 CEDAR ST, APTOS, CA 95003-3505
Document Number0000041320
Map ReferenceMB 18 PG 68
Instrument DateOct 05, 2020
Instrument2020-0041320
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address514 CEDAR ST, APTOS, CA 95003-3505

Mortgage

Document Number0000041321
DateOct 13, 2020
Instrument2020-0041321
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

May 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CRUZ CA
Property Address514 CEDAR ST, APTOS, CA 95003-3505
Document Number0000001229
Instrument DateMay 31, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 CEDAR ST APTOS CA 950033505, APTOS, CA 95003-3505

Mortgage

Document Number0000001229
DateJan 11, 2017
Instrument1229
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23285-5130
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 10, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,181,367 (+2%) Land $826,957 Building $354,410
2025$14,881.00 (+11.25%)$1,158,203 (+4.04%) Land $810,742 Building $347,461
2023$13,376.00 (+2.12%)$1,113,228 Land $779,260 Building $333,968$1,120,680
2022$13,098.00

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