505 Caroline Ln, Cold Spring, MN 56320 Property Records

Stearns County property record for 505 Caroline Ln, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,280 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Sep 2015)
Tax Bill	$2,406 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`76-41633-0100`

Property Details

APN / Parcel Number

Primary APN	`76-41633-0100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	221 ft deep x 197 ft wide
Garage Area	572 sqft
Parking Spaces	1 Parking Space
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	505 CAROLINE LN
City	COLD SPRING
State	MN
Zip	56320-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 A. S221.58' OF N469.08' OF E196.6' OF W820.8' OF SE4 NE4 CITY OF ROCKVILLE OLD # 76.41638.000 SECTION 17 TOWNSHIP 123
Legal Range	29W
Legal Township	123
Legal Section	17
Jurisdiction	STEARNS MN
Township / Civil Division	ROCKVILLE
Census Block Group	2
Census Block	2051
Census Tract	11306

Owner

Source: Stearns County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 CAROLINE LN, COLD SPRING, MN 56320-8400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Feb 22, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 13, 2026
Property Address	505 CAROLINE LN, COLD SPRING, MN 56320-8400
Document Number	0001711196
Instrument Date	Apr 3, 2026
Instrument	20261711196
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CAROLINE LN, COLD SPRING, MN 56320-8400

Mortgage

Document Number	0001711196,
Date	Apr 13, 2026
Instrument	20261711196

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2056

Interest

Rate	6%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 22, 2023
Property Address	505 CAROLINE LN, ROCKVILLE, MN 56320-8400
Document Number	00A1649080
Instrument Date	Feb 16, 2023
Instrument	A1649080
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 CAROLINE LN, ROCKVILLE, MN 56320-8400

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Rockville City
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,406.00 (+20.54%)
2025		$233,600 (+1.48%) Land $44,000 Building $189,600	$233,600 (+1.48%) Land $44,000 Building $189,600
2023	$1,996.00	$230,200 Land $44,000 Building $186,200	$230,200 Land $44,000 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rockville serves 765 people · EPA ID MN1730026
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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