Stearns County property record for 431 Caroline Ln, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,448 sqft · built 1976 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Mar 2022) |
| Tax Bill | $4,186 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-41632-0300 |
| Primary APN | 76-41632-0300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,882 sqft |
| 1st Floor Area | 1,448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 91,912 sqft (2.11 acres) |
| Lot Dimensions | 190 ft deep x 497 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 431 CAROLINE LN |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.114 A S221.58' OF N469.08' OF E496.73' OF W1317.53' OF SE4NE4 LESS ST LESS .42A TO CITY FOR RD CITY OF ROCKVILLE OLD # |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 17 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROCKVILLE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11306 |
Source: Stearns County records · APN 76-41632-0300
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 CAROLINE LN, COLD SPRING, MN 56320-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Warranty Deed, Transfer MISC COMPANY |
| Dec 01, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on Record |
| Deed Sale | Mar 10, 2022 · Amount on Record |
| Deed Document Number | 20221389696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 21, 2022 |
| Property Address | 431 CAROLINE LN, ROCKVILLE, MN 56320-9543 |
| Document Number | 00A1628604 |
| Instrument Date | Mar 10, 2022 |
| Instrument | A1628604 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 431 CAROLINE LN, ROCKVILLE, MN 56320-9543 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 01, 2021 |
| Property Address | 431 CAROLINE LN, ROCKVILLE, MN 56320-9543 |
| Document Number | 00A1620749 |
| Instrument Date | Nov 16, 2021 |
| Instrument | A1620749 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2243 RIVERSIDE AVE N, SARTELL, MN 56377-2590 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Rockville City |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,186.00 (+24.07%) | $366,800 (-3.09%) Land $52,000 Building $314,800 | $366,800 (-3.09%) Land $52,000 Building $314,800 |
| 2025 | $378,500 (+8.89%) Land $49,500 Building $329,000 | $378,500 (+8.89%) Land $49,500 Building $329,000 | |
| 2023 | $3,374.00 | $347,600 Land $49,500 Building $298,100 | $347,600 Land $49,500 Building $298,100 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 60 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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