505 Cape Cod Ct, Smithville, MO 64089 Property Records

Clay County property record for 505 Cape Cod Ct, Smithville, MO 64089 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,152 sqft Living Area
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$154,200 (2021)
Tax Bill	$2,480.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-319-00-06-008.00`
Alternative APNs	`0531900060080001` `5319000600800` `270034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,152 sqft Living Area
Gross Area	2,264 sqft Gross Area
1st Floor	1,152 sqft 1st Floor
Basement Area	588 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch Style
Exterior Material	Wood Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	4,356 sqft (0.1 acres)
Depth X Width	124 ft x 46 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	524 sqft Garage
Deck Area	100 sqft Deck
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	505 CAPE COD CT
City	SMITHVILLE
State	MO
Zip	64089-9602
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBORVIEW 3RD PLAT SLY PT LT 62 BEG SW COR LT 62, NELY46.13, SE124.72, SW21.82, S10.14, NW 116.06 TO POB
Legal Range	33W
Legal Township	53N
Legal Section	12
Legal Subdivision	HARBORVIEW 03
Legal Lot Number	62
Jurisdiction	CLAY MO
Minor Civil Division	PLATTE
Census Blockgroup	1
Census Block	1005
Census Tract	22000

Owner

Source: Clay County records · APN 05-319-00-06-008.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 CAPE COD CT, SMITHVILLE, MO 64089-9602
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2021 · Amount on Record
Deed Sale	Feb 09, 2021 · Amount on Record
Prior Sale	Apr 29, 2019
Deed Doc Number	20215741
Deed Book / Page	8956 / 145
Last Transfer Date	Dec 30, 2024
Transfer Doc	0000030283
Record Refreshed	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Feb 09, 2021
Property Address	505 CAPE COD CT, SMITHVILLE, MO 64089-9602
Document Number	0000005741
Book / Page	8956 / 145
Instrument Date	Feb 08, 2021
Instrument	2021005741
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CAPE COD CT, SMITHVILLE, MO 64089-9602

Mortgage

Document Number	0000005742
Date	Feb 09, 2021
Instrument	2021005742

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+18.49%)	$34,850 (+14.94%)	$183,421 (+14.94%)
2023	$2,093.00 (+24.81%)	$30,320	$159,578
2019	$1,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.