Clay County property record for 512 Cape Cod Ct, Smithville, MO 64089 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,098 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Garage | Attached, 550 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,866.00 (2025) |
| Primary APN | 05-319-00-06-016.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 2,157 sqft Gross Area |
| 1st Floor | 1,098 sqft 1st Floor |
| Basement Area | 509 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 134 ft x 33 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 550 sqft Garage |
| Deck Area | 120 sqft Deck |
| Patio Area | 120 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 512 CAPE COD CT |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 3RD PLAT SWLY PT LT 54 BEG MOST SLY COR LT 54, NW 130.44, NE45.28, SE134.4, SW 33.18 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 3RD |
| Legal Lot Number | 54 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | PLATTE |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-319-00-06-016.01
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU |
| Jan 24, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Jan 19, 2023 | Warranty Deed, Transfer LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Jun 03, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2023 |
| Deed Sale | Jan 19, 2023 |
| Prior Sale | Jun 03, 2019 · Amount on Record |
| Deed Doc Number | 20231311 |
| Deed Book / Page | 9507 / 76 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000027250 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 10036/49 |
| Instrument | 2025027250 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 116 W US HIGHWAY 18 39, 39, PICKSTOWN, SD 57367-7733 |
| Document Number | 0000001641 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 9509/23 |
| Instrument | 2023001641 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | GRAND ISLAND, NE 68801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000042289 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 9188/87 |
| Instrument | 2021042289 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 19, 2023 |
| Property Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000001311 |
| Book / Page | 9507 / 76 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2023001311 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Title Company | LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 03, 2019 |
| Property Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000014167 |
| Book / Page | 8423 / 100 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019014167 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000014168 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 2019014168 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,866.00 (+18.38%) | $40,280 (+14.89%) | $212,000 (+14.89%) |
| 2023 | $2,421.00 (+35.71%) | $35,060 | $184,526 |
| 2019 | $1,784.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures