505 Birch St, Lowell, NC 28098 Property Records

Gaston County property record for 505 Birch St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 786 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Oct 2019)
Tax Bill	$1,214 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05001 02900`

Property Details

APN / Parcel Number

Primary APN	`05001 02900`
Alternative APN	`127210`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Units	6 Units
Stories	1 Story
Building Area	786 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	505 BIRCH ST
City	LOWELL
State	NC
Zip	28098-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UNITED SPINNERS CORP BLK 6 L 77 05 001 029 00 000
Legal Block	6
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1015
Census Tract	31304

Owner

505 Birch St is owned and occupied by an individual who bought it in October 2019.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	505 BIRCH ST, LOWELL, NC 28098-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC
Oct 7, 2019	Warranty Deed, Transfer STOLPEN DINA S TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Deed Book / Page	5072 / 1577
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	505 BIRCH ST, LOWELL, NC 28098-1309
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052760471
Date	Oct 14, 2021
Book Page	5276/471

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 7, 2019
Property Address	505 BIRCH ST, LOWELL, NC 28098-1309
Document Number	0050721577
Book / Page	005072 / 001577
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BIRCH ST LOWELL NC 280981309, LOWELL, NC 28098-1309

Mortgage

Document Number	50721580
Date	Oct 7, 2019
Book Page	005072/001580

Lender

Name	STOLPEN DINA S TRUST (RT)

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 6, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 505 Birch St was $1,214.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,214.00	$113,570 Land $17,000 Building $96,570
2023	$1,345.00	$113,570 Land $17,000 Building $96,570
2021			$54,130 Land $12,000 Building $42,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Birch St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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