503 Birch St, Lowell, NC 28098 Property Records

Gaston County property record for 503 Birch St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 702 sqft · built 1930
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Jul 2025)
Tax Bill	$1,352 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05001 02800`

Property Details

APN / Parcel Number

Primary APN	`05001 02800`
Alternative APN	`127209`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	702 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	503 BIRCH ST
City	LOWELL
State	NC
Zip	28098-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UNITED SPINNERS CORP BLK 6 L 75 05 001 028 00 000
Legal Subdivision	UNITED SPINNERS CORPORATION
Legal Block	6
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1015
Census Tract	31304

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 BIRCH ST, LOWELL, NC 28098-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Sep 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage K BAR INVESTMENTS LLC SERIES F
Aug 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Book / Page	5568 / 1729
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	503 BIRCH ST, LOWELL, NC 28098-1309
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	DOMINION TITLE CORPORATION, DOMINION TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20619 TORRENCE CHAPEL RD 116-10, 116, CORNELIUS, NC 28031-6870

Mortgage

Document Number	0053911320
Date	Feb 7, 2023
Book Page	5391/1320

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 23, 2022
Property Address	503 BIRCH ST, LOWELL, NC 28098-1309
Document Number	0053662067
Book / Page	5366 / 2067
Map Reference	MB 13 PG 2
Instrument Date	Sep 22, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3831 GRADY WILLIAMS LN, 3831, MAIDEN, NC 28650-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20619 TORRENCE CHAPEL RD STE 116, 116, CORNELIUS, NC 28031-6870

Mortgage

Document Number	0053662069
Date	Sep 23, 2022
Instrument	5366/2069

Lender

Name	K BAR INVESTMENTS LLC SERIES F
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2023

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 11, 2021
Property Address	503 BIRCH ST, LOWELL, NC 28098-1309
Document Number	0052550820
Book / Page	5255 / 820
Map Reference	MB 13 PG 2
Instrument Date	Aug 10, 2021
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 BIRCH ST, 503, LOWELL, NC 28098-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 BIRCH ST, LOWELL, NC 28098-1309

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,352.00 (+37.26%)	$126,560 (+52.19%) Land $17,000 Building $109,560
2023	$985.00	$83,160 Land $17,000 Building $66,160
2021			$43,280 Land $12,000 Building $31,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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