Elkhart County property record for 505 Arbor Ct, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,155 sqft · built 1989 |
| Lot Size | 0.43 acres (18,774 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Dec 2023) |
| Tax Bill | $2,631 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-16-101-002.000-035 |
| Primary APN | 20-08-16-101-002.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,155 sqft |
| Finished Basement | 577 sqft |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 18,774 sqft (0.43 acres) |
| Lot Dimensions | 184 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0816101002035 |
|---|---|
| Old Parcel Number | 0816101002035 |
| Street Address | 505 ARBOR CT |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | SPRING VALLEY A P U D LOT 9 |
| Legal Subdivision | SPRING VALLEY |
| Legal Block | 101 |
| Legal Lot Number | 9 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 804 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 505 ARBOR CT, MIDDLEBURY, IN 46540-9494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit INTERRA CU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Apr 4, 2007 |
| Deed Document Number | 0000000642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Dec 11, 2023 |
| Property Address | 505 ARBOR CT, MIDDLEBURY, IN 46540-9494 |
| Document Number | 0000000642 |
| Map Reference | MB 17 PG 100 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023-20642 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 ARBOR CT, MIDDLEBURY, IN 46540-9494 |
| Document Number | 0000000643 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023-20643 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 505 ARBOR CT, MIDDLEBURY, IN 46540-9494 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008574 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022-18574 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Address | GOSHEN, IN 46527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 24, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 505 ARBOR CT, MIDDLEBURY, IN 46540-9494 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | NEAR NORTH TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000002915 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-02915 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 505 ARBOR CT, MIDDLEBURY, IN 46540-9494 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HAMILTON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002304 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017-02304 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2032 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275,600 (+4.75%) Land $31,900 Building $243,700 | $275,600 (+4.75%) Land $31,900 Building $243,700 | |
| 2024 | $2,631.00 (+31.03%) | $263,100 (+18.62%) Land $31,900 Building $231,200 | $263,100 (+18.62%) Land $31,900 Building $231,200 |
| 2023 | $221,800 (+11.79%) Land $31,900 Building $189,900 | $221,800 (+11.79%) Land $31,900 Building $189,900 | |
| 2022 | $2,008.00 Homeowner's exemption | $198,400 Land $31,900 Building $166,500 | $198,400 Land $31,900 Building $166,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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