504 Arbor Ct, Middlebury, IN 46540 Property Records

Elkhart County property record for 504 Arbor Ct, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,232 sqft · built 1992
Lot Size	0.337 acres (14,723 sqft)
Owner	Individual Name on Record
Tax Bill	$2,886 (2024)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-16-101-007.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-16-101-007.000-035`
Alternative APN	`0816101007035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,132 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,723 sqft (0.337 acres)
Lot Dimensions	92 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0816101007035
Old Parcel Number	0816101007035
Street Address	504 ARBOR CT
City	MIDDLEBURY
State	IN
Zip	46540-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SPRING VALLEY A PUD LOT 4
Legal Subdivision	SPRING VALLEY
Legal Block	101
Legal Lot Number	4
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2002
Census Tract	804

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 ARBOR CT, MIDDLEBURY, IN 46540-9494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019
Deed Sale	Nov 19, 2019
Prior Sale	Jan 15, 2014
Deed Document Number	0000004266
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Nov 19, 2019
Property Address	504 ARBOR CT, MIDDLEBURY, IN 46540-9494
Document Number	0000004266
Map Reference	MB 17 PG 100
Instrument Date	Nov 18, 2019
Instrument	2019-24266
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 ARBOR CT, MIDDLEBURY, IN 46540-9494

Mortgage

Document Number	0000004267
Date	Nov 19, 2019
Instrument	2019-24267

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,100 (+6.06%) Land $29,300 Building $276,800	$306,100 (+6.06%) Land $29,300 Building $276,800
2024	$2,886.00 (+15.9%)	$288,600 (+19.06%) Land $29,300 Building $259,300	$288,600 (+19.06%) Land $29,300 Building $259,300
2023		$242,400 (+8.17%) Land $29,300 Building $213,100	$242,400 (+8.17%) Land $29,300 Building $213,100
2022	$2,490.00 Homeowner's exemption	$224,100 Land $29,300 Building $194,800	$224,100 Land $29,300 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20