Stephens County property record for 505 Acre Est, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,686 sqft · built 1977 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2026) |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 124 |
| Primary APN | 042D 124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,686 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 432 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 393300 |
|---|---|
| Street Address | 505 ACRE EST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 7 BLK B PHS 1 ACRE ESTATES S/D |
| Legal Subdivision | ACRE ESTATES |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970202 |
Source: Stephens County assessment roll, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer |
| Feb 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK |
| Aug 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Sep 8, 2020 | Grant Deed, Transfer · Conventional with PMI NORTH GA CU |
| Aug 21, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Book / Page | 1455 / 309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 26, 2026 |
| Property Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Document Number | 1455000309 |
| Book / Page | 1455 / 309 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Document Number | 0012850000000260 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 0000001285/0000000260 |
| Instrument | 000228 |
| Name | RENASANT BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 18, 2022 |
| Property Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Document Number | 0013070118 |
| Book / Page | 1307 / 118 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022-001223 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Document Number | 0013070000000120 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 0000001307/0000000120 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 8, 2020 |
| Property Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Document Number | 0012220146 |
| Book / Page | 001222 / 000146 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 ACRE EST TOCCOA GA 305778135, TOCCOA, GA 30577-8135 |
| Document Number | 12220148 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 001222/000148 |
| Name | NORTH GA CU |
|---|---|
| Type | Credit Union |
| Address | TOCCOA, GA 30577 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 7, 2025 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 21, 2018 |
| Property Address | 505 ACRE EST, TOCCOA, GA 30577-8135 |
| Document Number | 0011580147 |
| Book / Page | 001158 / 000147 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 ACRE EST TOCCOA GA 305778135, TOCCOA, GA 30577-8135 |
| Document Number | 11580149 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 001158/000149 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,046.00 (+52.11%) | $147,417 (+64.92%) Land $7,018 Building $140,399 | $368,542 (+64.92%) Land $17,544 Building $350,998 |
| 2023 | $2,660.00 | $89,386 Land $7,018 Building $82,368 | $223,463 Land $17,544 Building $205,919 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Uniti Group DSL | 100 / 20 |
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