505 3rd St SW, Saint Michael, MN 55376 Property Records

Wright County property record for 505 3rd St SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1998
Lot Size	0.274 acres (11,953 sqft)
Owner	Individual Name on Record
Last Sale	$173,900 (Mar 2014)
Tax Bill	$3,900 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-064-001020`

Property Details

APN / Parcel Number

Primary APN	`114-064-001020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	794 sqft
Finished Basement	794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,953 sqft (0.274 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	505 3RD ST SW
City	SAINT MICHAEL
State	MN
Zip	55376-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ZAHLERS 6TH ADDN LOT-002 BLOCK-001 1
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ZAHLERS 6TH ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1014
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 3RD ST SW, SAINT MICHAEL, MN 55376-9101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2014 · Amount on Record
Deed Sale	Mar 3, 2014 · Amount on Record
Prior Sale	Dec 12, 2007 · Amount on Record
Deed Document Number	2014124041
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	505 3RD ST SW, SAINT MICHAEL, MN 55376-9101
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	US TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1541511
Date	Oct 31, 2023
Instrument	A1541511

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 15, 2043

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,900.00 (+10.54%)	$353,700 (+3%) Land $102,000 Building $251,700	$353,700 (+3%) Land $102,000 Building $251,700
2025		$343,400 (+2.6%) Land $102,000 Building $241,400	$343,400 (+2.6%) Land $102,000 Building $241,400
2023	$3,528.00 (+4.75%)	$334,700 Land $98,300 Building $236,400	$334,700 Land $98,300 Building $236,400
2022	$3,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon, Xtratyme Technologies.

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