505 2nd St S, Tower, MN 55790 Property Records

St. Louis County property record for 505 2nd St S, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 1975
Lot Size	0.16 acres (6,998 sqft)
Owner	Trust Name on File
Last Sale	$110,000 (Jul 2023)
Tax Bill	$1,054 (2026)
Deeds & Mortgages	Jul 2023 Sale May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-0010-02560`

Property Details

APN / Parcel Number

Primary APN	`080-0010-02560`
Alternative APNs	`1108746` `1151847`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,166 sqft Gross Area
1st Floor Area	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	432 sqft
Deck Area	50 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1151847
Street Address	505 2ND ST S
City	TOWER
State	MN
Zip	55790-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0014 BLOCK:021 SERIAL #
Legal Subdivision	TOWER
Legal Block	21
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2057
Census Tract	15402

Owner

505 2nd St S is owner-occupied and held in a trust since July 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	505 2ND ST S, TOWER, MN 55790-0008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer
May 12, 2021	Warranty Deed, Transfer
May 12, 2021	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	May 12, 2021 · Amount on File
Deed Document Number	20231470653
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 25, 2023
Property Address	505 2ND ST S, TOWER, MN 55790-0008
Document Number	0001470653
Instrument Date	Jul 18, 2023
Instrument	1470653
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	505 2ND ST S, TOWER, MN 55790-0008

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2021
Property Address	505 2ND ST S, TOWER, MN 55790-0008
Document Number	0001413646
Instrument Date	Apr 23, 2021
Instrument	1413646
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Tax	$305.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4184 COUNTY ROAD 77, TOWER, MN 55790-8132

May 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2021
Property Address	505 2ND ST S, TOWER, MN 55790-0008
Document Number	0001413644
Instrument Date	Mar 9, 2021
Instrument	1413644
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5798 HIGHWAY 21, EMBARRASS, MN 55732-8304

Tax Assessment & Valuation

The 2026 property tax bill for 505 2nd St S was $1,054 with a homeowner's exemption, up 15.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,054.00 (+15.82%) Homeowner's exemption
2025	$910.00 (-59.45%) Homeowner's exemption	$125,500 (-8.93%) Land $6,000 Building $119,500	$125,500 (-8.93%) Land $6,000 Building $119,500
2024	$2,244.00 (+7.78%)	$137,800 Land $6,000 Building $131,800	$137,800 Land $6,000 Building $131,800
2023	$2,082.00
2022		$104,000 (+14.66%) Land $5,400 Building $98,600	$104,000 (+14.66%) Land $5,400 Building $98,600
2021		$90,700 Land $4,700 Building $86,000	$90,700 Land $4,700 Building $86,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 2nd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 2nd St S is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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