502 2nd St S, Tower, MN 55790 Property Records

St. Louis County property record for 502 2nd St S, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 937 sqft
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on Record
Last Sale	$25,387 (Feb 2010)
Tax Bill	$430 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`080-0010-02590`

Property Details

APN / Parcel Number

Primary APN	`080-0010-02590`
Alternative APN	`757655`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	937 sqft Gross Area
1st Floor Area	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	276 sqft
Porch	Slab
Porch Area	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	757655
Street Address	502 2ND ST S
City	TOWER
State	MN
Zip	55790-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 22 SERIAL #
Legal Subdivision	TOWER
Legal Block	22
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2081
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 495, TOWER, MN 55790-0495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage EMBARRASS VERMILLION FCU
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2010 · Amount on Record
Deed Sale	Feb 23, 2010 · Amount on Record
Prior Sale	Mar 24, 2004 · Amount on Record
Deed Document Number	20101129496
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	502 2ND ST S, TOWER, MN 55790-0008
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001461971
Date	Feb 15, 2023
Instrument	1461971

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	502 2ND ST S, TOWER, MN 55790-0008
Document Number	00A1328062
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 495 TOWER MN 557900495, TOWER, MN 55790-0495

Mortgage

Document Number	00A1328062
Date	Feb 22, 2018
Instrument	A1328062

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 21, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$430.00 (+15.59%) Homeowner's exemption
2025	$372.00 (-7.92%) Homeowner's exemption	$80,300 (+28.27%) Land $6,000 Building $74,300	$80,300 (+28.27%) Land $6,000 Building $74,300
2024	$404.00	$62,600 (+31.24%) Land $6,000 Building $56,600	$62,600 (+31.24%) Land $6,000 Building $56,600
2022		$47,700 Land $5,400 Building $42,300	$47,700 Land $5,400 Building $42,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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