505 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 505 2nd Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.145 acres (6,329 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (May 2021)
Tax Bill	$2,608 (2026)
Deeds & Mortgages	Jul 2026 Transfer Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00715.00`

Property Details

APN / Parcel Number

Primary APN	`17.00715.00`

Exterior

Lot Area	6,329 sqft (0.145 acres)

Location & Zoning

Street Address	505 2ND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-012 BLOCK-003
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	3
Legal Lot Number	12
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4009
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKVISTA
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK MIDWEST
Aug 21, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage BANKVISTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2021452300
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BENTON MN
Recording Date	Jul 17, 2026
Property Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101
Document Number	0000484572
Instrument Date	Jun 25, 2026
Instrument	2026484572
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445279
Date	Aug 21, 2020
Instrument	445279

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	May 14, 2021
Property Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101
Document Number	0000452300
Instrument Date	Apr 29, 2021
Instrument	452300
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101

Mortgage

Document Number	0000452301
Date	May 14, 2021
Instrument	452301

Lender

Name	BANK MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 21, 2020
Property Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101
Document Number	445278
Instrument Date	Jul 2, 2020
Instrument	445278
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	QUARRY TITLE AND CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 2ND AVE NE, SAINT CLOUD, MN 56304-0101

Mortgage

Document Number	445281
Date	Aug 21, 2020
Instrument	445281

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,608.00 (+14.09%) Homeowner's exemption	$210,900 (+8.71%) Land $25,000 Building $185,900	$210,900 (+8.71%) Land $25,000 Building $185,900
2023	$2,286.00	$194,000 Land $25,000 Building $169,000	$194,000 Land $25,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on 2nd Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures