503 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 503 2nd Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.145 acres (6,330 sqft)
Owner	Company Name on Record
Last Sale	$187,000 (Feb 2024)
Tax Bill	$3,558 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.00714.00`

Property Details

APN / Parcel Number

Primary APN	`17.00714.00`

Exterior

Architectural Style	Multi-Family
Lot Area	6,330 sqft (0.145 acres)

Location & Zoning

Street Address	503 2ND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0101
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-011 BLOCK-003
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	3
Legal Lot Number	11
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4009
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14296 214TH AVE NW, ELK RIVER, MN 55330-9003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 5, 2020	Warranty Deed, Transfer · FHA Mortgage LIBERTY BANK MINNESOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2024470305
Last Transfer Date	Jul 18, 2025
Transfer Doc	0000478523
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Feb 1, 2024
Property Address	503 2ND AVE NE, SAINT CLOUD, MN 56304-0101
Document Number	0000470305
Instrument Date	Jan 29, 2024
Instrument	470305
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$617.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	503 2ND AVE NE, SAINT CLOUD, MN 56304-0101

Mortgage

Document Number	0000470306
Date	Feb 1, 2024
Instrument	470306

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 5, 2020
Property Address	503 2ND AVE NE, SAINT CLOUD, MN 56304-0101
Document Number	446402
Instrument Date	Sep 24, 2020
Instrument	446402
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$459.36
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 2ND AVE NE, SAINT CLOUD, MN 56304-0101

Mortgage

Document Number	446403
Date	Oct 5, 2020
Instrument	446403

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000446404
Date	Oct 5, 2020
Instrument	446404

Lender

Name	THE HOUSING AND REDEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,558.00 (+59.55%) Homeowner's exemption	$185,400 (-) Land $25,000 Building $160,400	$185,400 (-) Land $25,000 Building $160,400
2023	$2,230.00	$185,400 Land $25,000 Building $160,400	$185,400 Land $25,000 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

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