505 1st St, Cheney, WA 99004 Property Records

Spokane County property record for 505 1st St, Cheney, WA 99004 · Last verified June 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 2,900 sqft · built 1953
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$117,834 (May 2018)
Tax Bill	$1,895 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13131.2804`

Property Details

APN / Parcel Number

Primary APN	`13131.2804`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,900 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1992
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	88 ft deep x 50 ft wide
Garage Area	2,900 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	505 1ST ST
City	CHENEY
State	WA
Zip	99004-1651
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	CHENEY TOWN OF SELY 88FT OF LT 1 BLK 28
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	28
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4043
Census Tract	14001

Owner

Source: Spokane County records · APN 13131.2804

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2218 1ST ST, CHENEY, WA 99004-2048
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPOKANE TEACHERS CU
May 17, 2018	Quit Claim Deed, Transfer SPOKANE TEACHERS CU
May 17, 2018	Warranty Deed, Transfer SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Deed Document Number	20186708579
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0006708579
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	505 1ST ST, CHENEY, WA 99004-1651
Transaction Type	Mortgage
Record Updated	Sep 08, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007206572
Date	May 12, 2022
Instrument	7206572

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	May 17, 2018
Property Address	505 1ST ST, CHENEY, WA 99004-1651
Document Number	0006708580
Instrument Date	May 16, 2018
Instrument	6708580
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2218 1ST ST CHENEY WA 990042048, CHENEY, WA 99004-2048

Mortgage

Document Number	6708581
Date	May 17, 2018
Instrument	6708581

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99201-3719

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 17, 2018
Property Address	505 1ST ST, CHENEY, WA 99004-1651
Document Number	0006708579
Instrument Date	May 16, 2018
Instrument	6708579
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,102.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2218 1ST ST CHENEY WA 990042048, CHENEY, WA 99004-2048

Mortgage

Document Number	6708581
Date	May 17, 2018
Instrument	6708581

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99201-3719

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,895.00 (-0.79%)	$171,600 (+36.95%) Land $61,600 Building $110,000	$171,600 (+36.95%) Land $61,600 Building $110,000
2025	$1,910.00 (+80.7%)
2024		$125,300 (+0.8%) Land $35,200 Building $90,100	$125,300 (+0.8%) Land $35,200 Building $90,100
2023	$1,057.00 (-23.63%)	$124,300 Land $35,200 Building $89,100	$124,300 Land $35,200 Building $89,100
2022	$1,384.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 39% of Washington
Wildfire Likelihood	About 1 in 847 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the City of Cheney Historic District listed 2001 · 62 contributing resources · NRIS 01000062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 111 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Davis Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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