502 1st St, Cheney, WA 99004 Property Records

Spokane County property record for 502 1st St, Cheney, WA 99004 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,440 sqft Total Area
Lot Size2,640 sqft (0.061 acres)
Last Sale$235,000 (2023)
Tax Bill$2,704.00 (2026)

Property Details

APN / Parcel Number

Primary APN13131.2312

Interior

Full Baths1 Baths
Building Area1,440 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1985
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area2,640 sqft (0.061 acres)
Depth X Width88 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Street Address502 1ST ST
CityCHENEY
StateWA
Zip99004-1603
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCHENEY TOWN OF SWLY 30FT OF NWLY 88FT L10 B23
Legal Range41E
Legal Township23N
Legal Section13
Legal SubdivisionCHENEY
Legal Block23
Legal Lot Number10
JurisdictionSPOKANE WA
Minor Civil DivisionCHENEY-MEDICAL LAKE
Census Blockgroup4
Census Block4040
Census Tract14001

Owner

Source: Spokane County records · APN 13131.2312

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 620, CHENEY, WA 99004-5156
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Warranty Deed, Transfer · Commercial Mortgage
BANNER BANK
Feb 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
STATE BANK NORTHWEST
Apr 07, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
TCF PROPERTIES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Prior SaleApr 07, 2021 · Amount on Record
Deed Doc Number20237263360
Record RefreshedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 13, 2023
Property Address502 1ST ST, CHENEY, WA 99004-1603
Document Number0007263360
Map ReferenceVOL A PG 44
Instrument DateJan 12, 2023
Instrument7263360
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,765.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2415 W SHARP AVE, SPOKANE, WA 99201-2942

Mortgage

Document Number0007263361
DateJan 13, 2023
Instrument7263361
Lender
NameBANNER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address502 1ST ST, CHENEY, WA 99004-1603
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006578624
DateFeb 13, 2017
Instrument6578624
Lender
NameSTATE BANK NORTHWEST
TypeBank
AddressSPOKANE, WA 99216
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 07, 2021
Property Address502 1ST ST, CHENEY, WA 99004-1603
Document Number0007058335
Map ReferenceVOL A PG 46
Instrument DateApr 01, 2021
Instrument7058335
Transaction TypeTransfer
Record UpdatedSep 08, 2022
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$22,423.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 W BOONE AVE, SPOKANE, WA 99201-2502
InvestorPossibly a Property Investor

Mortgage

Document Number0007058336
DateApr 07, 2021
Instrument7058336
Lender
NameTCF PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Index5-Year TN

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,704.00 (+6.46%)$238,360 (+5.02%) Land $36,960 Building $201,400$238,360 (+5.02%) Land $36,960 Building $201,400
2025$2,540.00 (+19.42%)$226,960 (+31.1%) Land $36,960 Building $190,000$226,960 (+31.1%) Land $36,960 Building $190,000
2024$2,127.00 (+46.09%)$173,120 (+67.07%) Land $21,120 Building $152,000$173,120 (+67.07%) Land $21,120 Building $152,000
2023$1,456.00 (+26.06%)$103,620 Land $21,120 Building $82,500$103,620 Land $21,120 Building $82,500
2022$1,155.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 39% of Washington
Wildfire LikelihoodAbout 1 in 847 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the City of Cheney Historic District
listed 2001 · 62 contributing resources · NRIS 01000062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 1st St

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