St. Clair County property record for 4823 Vincent Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,235 sqft · built 1898 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-015-2003-000 |
| Primary APN | 74-15-015-2003-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,235 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Basement Area | 1,299 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Dimensions | 192 ft deep x 189 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4823 VINCENT RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | N 189' OF S 847.50' OF E 225' OF NE 1/4 SECTION 15 T7N R16E 0.98 A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 15 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 633200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4823 VINCENT RD, CLYDE, MI 48049-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Mar 6, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK EASTERN MI |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4823 VINCENT RD, CLYDE, MI 48049-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4823 VINCENT RD, CLYDE, MI 48049-2617 |
| Document Number | 5384762 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5384/762 |
| Instrument | 2021018674 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4823 VINCENT RD, CLYDE, MI 48049-2617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048060103 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 4806/103 |
| Instrument | 2017005663 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4823 VINCENT RD, CLYDE, MI 48049-2617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051170305 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 5117/305 |
| Instrument | 2019023327 |
| Name | FIFTH THIRD BANK EASTERN MI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,700 (+7.06%) | $233,400 (+7.06%) | |
| 2025 | $1,314.00 (+2.18%) Homeowner's exemption | $109,000 (+18.48%) | |
| 2024 | $1,286.00 (+21.44%) | $218,000 (+18.48%) | |
| 2023 | $92,000 | ||
| 2022 | $1,059.00 | $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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