5049 River Gem Ave, Windermere, FL 34786 Property Records

Orange County property record for 5049 River Gem Ave, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,868 sqft Living Area
Lot Size6,550 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$317,800 (2020)
Tax Bill$4,792.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-23-27-8393-00-270
Alternative APNs
  • 272314839300270
  • 139342
  • 140200
  • 141716

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,868 sqft Living Area
Gross Area2,648 sqft Gross Area
1st Floor1,770 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,550 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Porch Area306 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address5049 RIVER GEM AVE
CityWINDERMERE
StateFL
Zip34786-3155
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMERPORT PHASE 3 56/9 LOT 27
Legal Range27E
Legal Township23S
Legal Section14
Legal SubdivisionSUMMERPORT PH 3
Legal Phase3
Legal Tract8393
Legal Lot Number27
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2022
Census Tract17114

Owner

Source: Orange County records · APN 14-23-27-8393-00-270

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5049 RIVER GEM AVE, WINDERMERE, FL 34786-3155
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 27, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESID'L MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2020 · Amount on Record
Deed SaleApr 27, 2020 · Amount on Record
Prior SaleAug 30, 2016 · Amount on Record
Deed Doc Number2020256079
Last Transfer DateSep 09, 2020
Transfer Doc0000518469
Record RefreshedJun 08, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateOct 05, 2020
Property Address5049 RIVER GEM AVE, WINDERMERE, FL 34786-3155
Document Number0000518469
Instrument DateSep 09, 2020
Instrument518469
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 27, 2020
Property Address5049 RIVER GEM AVE, WINDERMERE, FL 34786-3155
Document Number0000256079
Instrument DateApr 17, 2020
Instrument256079
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,225.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5049 RIVER GEM AVE WINDERMERE FL 347863155, WINDERMERE, FL 34786-3155

Mortgage

Document Number256080
DateApr 27, 2020
Instrument256080
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$303,083 (+2.7%)$454,780 (-1.18%) Land $125,000 Building $329,780
2025$4,792.00 (+5.43%) Homeowner's exemption$295,115 (+5.99%)$460,190 (+17.04%) Land $125,000 Building $335,190
2024$4,545.00 (+7.45%)
2023$4,230.00 (+4.26%) Homeowner's exemption$278,445 (+3%)$393,204 (+17.28%) Land $125,000 Building $268,204
2022$4,057.00 Homeowner's exemption$270,335$335,273 Land $110,000 Building $225,273

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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