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5031 River Gem Ave, Windermere, FL 34786 Property Records

Orange County property record for 5031 River Gem Ave, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,746 sqft · built 2005
Lot Size0.15 acres (6,550 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Apr 2020)
Tax Bill$7,764 (2025)
Deeds & MortgagesApr 2020 Sale
Flood ZoneZone X (minimal risk)
APN14-23-27-8393-00-300

Property Details

APN / Parcel Number

Primary APN14-23-27-8393-00-300
Alternative APNs
  • 272314839300300
  • 139346
  • 140204
  • 141719

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,746 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,746 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,550 sqft (0.15 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5031 RIVER GEM AVE
CityWINDERMERE
StateFL
Zip34786-3155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSUMMERPORT PHASE 3 56/9 LOT 30
Legal Range27E
Legal Township23S
Legal Section14
Legal SubdivisionSUMMERPORT PH 3
Legal Phase3
Legal Tract8393
Legal Lot Number30
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2022
Census Tract17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3546 440TH ST, ORANGE CITY, IA 51041-7515
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2020 · Amount on Record
Deed SaleApr 24, 2020 · Amount on Record
Prior SaleFeb 24, 2015 · Amount on Record
Deed Document Number2020253086
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 24, 2020
Property Address5031 RIVER GEM AVE, WINDERMERE, FL 34786-3155
Document Number0000253086
Instrument DateApr 24, 2020
Instrument253086
Transaction TypeTransfer
Record UpdatedMay 12, 2020
Title CompanyLEADING EDGE TITLE/CTRL FL LIMITED, LEADING EDGE TITLE/CTRL FL LTD

Transaction

AmountAmount Recorded
Tax$2,485.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3546 440TH ST ORANGE CITY IA 510417515, ORANGE CITY, IA 51041-7515

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,539 (+1%)$476,080 (-1.39%) Land $125,000 Building $351,080
2025$7,764.00 (+8.03%)$409,581 (+0.47%)$482,790 (+18.43%) Land $125,000 Building $357,790
2024$7,187.00 (+15.55%)
2023$6,220.00 (+12.34%)$407,650 (+16.03%) Land $125,000 Building $282,650$407,650 (+16.03%) Land $125,000 Building $282,650
2022$5,537.00$351,340 Land $110,000 Building $241,340$351,340 Land $110,000 Building $241,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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