5049 Big Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 5049 Big Lake Rd, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 144 sqft · built 2010
Lot Size4.39 acres (191,310 sqft)
OwnerIndividual Name on Record
Last Sale$47,000 (Sep 2023)
Tax Bill$476 (2026)
Deeds & MortgagesSep 2023 Sale
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN629-0030-00010

Property Details

APN / Parcel Number

Primary APN629-0030-00010
Alternative APNs
  • 1095502
  • 1106884

Interior

Bedrooms1 Bed
Stories1 Story
Building Area144 sqft Gross Area
1st Floor Area144 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area191,310 sqft (4.39 acres)
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number1106884
Street Address5049 BIG LAKE RD
CityELY
StateMN
Zip55731-2233
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT 1 BLOCK 1 SERIAL #
Legal SubdivisionBIG LAKE POINT UNORG 65-13
Legal Block1
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHEAST ST. LOUIS
Census Block Group1
Census Block1151
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address348 SOO LINE RD, HUDSON, WI 54016-8143
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer
NORTHEAST TITLE COMPANY
Nov 7, 2017Deed of Trust, Mortgage
FRANDSEN BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2023 · Amount on Record
Deed SaleSep 7, 2023 · Amount on Record
Prior SaleOct 6, 2014 · Amount on Record
Deed Document Number20231473555
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 7, 2023
Property Address5049 BIG LAKE RD, ELY, MN 55731-2233
Document Number0001473555
Instrument DateAug 25, 2023
Instrument1473555
Transaction TypeTransfer
Record UpdatedOct 5, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$155.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address348 SOO LINE RD, HUDSON, WI 54016-8143

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5049 BIG LAKE RD, ELY, MN 55731-2233
Document Number00A1321781
Instrument DateNov 7, 2017
Transaction TypeMortgage
Record UpdatedNov 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 BIG LAKE RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number00A1321781
DateNov 8, 2017
InstrumentA1321781
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
AmountAmount Recorded
Term60 Months
DueNov 7, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476.00 (+6.25%)
2025$448.00 (+20.43%)$46,100 (+14.68%) Land $42,700 Building $3,400$46,100 (+14.68%) Land $42,700 Building $3,400
2024$40,200 (+16.18%) Land $37,600 Building $2,600$40,200 (+16.18%) Land $37,600 Building $2,600
2023$372.00
2022$34,600 Land $32,400 Building $2,200$34,600 Land $32,400 Building $2,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 94% of Minnesota
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Big Lake Rd

Nearby Streets

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