5039 Big Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 5039 Big Lake Rd, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Lot Size4.12 acres (179,557 sqft)
OwnerIndividual Name on Record
Last Sale$32,000 (May 2021)
Tax Bill$350 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN629-0030-00020

Property Details

APN / Parcel Number

Primary APN629-0030-00020
Alternative APN
  • 1109262

Exterior

Lot Area179,557 sqft (4.12 acres)

Location & Zoning

Account Number1109262
Street Address5039 BIG LAKE RD
CityELY
StateMN
Zip55731-2233
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT 2 BLOCK 1 SERIAL #
Legal SubdivisionBIG LAKE POINT
Legal Block1
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHEAST ST. LOUIS
Census Block Group1
Census Block1151
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10459 RALEIGH RD, SAINT PAUL, MN 55129-4202
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2021 · Amount on Record
Deed SaleMay 21, 2021 · Amount on Record
Deed Document Number20211414625
Prior Transfer DateOct 26, 2009
Prior Transfer Doc0001124293
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 21, 2021
Property Address5039 BIG LAKE RD, ELY, MN 55731-2233
Document Number0001414625
Instrument DateApr 27, 2021
Instrument1414625
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10459 RALEIGH RD, WOODBURY, MN 55129-4202

Mortgage

Document Number0001414626
DateMay 21, 2021
Instrument1414626
Lender
NameELY AREA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350.00 (+8.02%)
2025$324.00 (+6.58%)$40,800 (+13.65%) Land $40,800$40,800 (+13.65%) Land $40,800
2024$304.00$35,900 (+15.81%) Land $35,900$35,900 (+15.81%) Land $35,900
2022$31,000 Land $31,000$31,000 Land $31,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 94% of Minnesota
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Big Lake Rd

Nearby Streets

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