5048 Twin River Pl, Covington, LA 70433 Property Records

St. Tammany Parish property record for 5048 Twin River Pl, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,534 sqft · built 2024
Owner	Individual Name on Record
Last Sale	$601,000 (Oct 2024)
Tax Bill	$4,759 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Aug 2022 Sale & Mortgage
APN	`136365`

Property Details

APN / Parcel Number

Primary APN	`136365`

Interior

Building Area	2,534 sqft Living Area

Exterior

Year Built	Built 2024
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5048 TWIN RIVER PL
City	COVINGTON
State	LA
Zip	70433-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT62 PH3
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	3
Legal Lot Number	62
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5048 TWIN RIVER PL, COVINGTON, LA 70433-9181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage GMFS LLC
Aug 18, 2022	Cash Sale Deed, Transfer · Commercial Mortgage RESOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	2426489
Record Updated	Jun 8, 2026

October 2024: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 7, 2024
Property Address	5048 TWIN RIVER PL, COVINGTON, LA 70433-9181
Document Number	0002426489
Map Reference	MAP 6084
Instrument Date	Oct 7, 2024
Instrument	2426489
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 TWIN RIVER PL, COVINGTON, LA 70433-9181

Mortgage

Document Number	0002426490
Date	Oct 7, 2024
Instrument	2426490

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

August 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 18, 2022
Property Address	5048 TWIN RIVER PL, COVINGTON, LA 70433-9181
Document Number	0002342578
Map Reference	MAP 6084
Instrument Date	Aug 17, 2022
Instrument	2342578
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 VETERANS MEMORIAL BLVD, METAIRIE, LA 70005-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Mortgage

Document Number	0002342579
Date	Aug 18, 2022
Instrument	2342579

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,759.00 (+1,006.74%) Homeowner's exemption	$48,288 (+704.8%) Land $6,000 Building $42,288	$482,878 (+704.8%) Land $60,000 Building $422,878
2024	$430.00	$6,000 Land $6,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 76% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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