5048 Tree St, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 5048 Tree St, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1967
Lot Size0.255 acres (11,139 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Jan 2015)
Tax Bill$4,628 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21E18DB07700

Property Details

APN / Parcel Number

Primary APN21E18DB07700
Alternative APN
  • 00342739

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area11,139 sqft
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00342739
Street Address5048 TREE ST
CityLAKE OSWEGO
StateOR
Zip97035-7111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description1121 PINE TREE ADD LT 7 BLK 2
Legal Range01E
Legal Township02S
Legal Section18
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionPINE TREE ADD
Legal Block2
Legal Lot Number7
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group4
Census Block4004
Census Tract20401

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5048 TREE ST, LAKE OSWEGO, OR 97035-7111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2015 · Amount on File
Deed SaleJan 21, 2015 · Amount on File
Prior SaleJan 20, 2015 · Amount on File
Deed Document Number2015-003199
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address5048 TREE ST, LAKE OSWEGO, OR 97035-7111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094983
DateNov 12, 2020
Instrument2020-094983
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,628.00 (+5.76%)$266,638 (+6.09%)$580,398 (+3.29%) Land $284,308 Building $296,090
2023$4,376.00$251,333$561,891 Land $273,401 Building $288,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims30 (1991–2006)
Claims Outside the SFHA3 of 30
Most Recent ClaimJan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERGROVE WATER DISTRICT
serves 4,000 people · EPA ID OR4100461
Water SourceGroundwater
Last State InspectionNov 2021
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Tree St

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