5048 Clear Spring Rd, Minnetonka, MN 55345 Property Records

Hennepin County property record for 5048 Clear Spring Rd, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,376 sqft · built 1960
Lot Size	1.01 acres (44,431 sqft)
Owner	Individual Name on Record
Tax Bill	$6,912 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-117-22-32-0020`

Property Details

APN / Parcel Number

Primary APN	`29-117-22-32-0020`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	2,789 sqft
1st Floor Area	1,376 sqft
Basement Area	1,413 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	44,431 sqft
Lot Width	121 ft Width
View / Lot	Lake
Garage Type	Basement
Garage Area	336 sqft
Porch	Enclosed Porch
Porch Area	136 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5048 CLEAR SPRING RD
City	MINNETONKA
State	MN
Zip	55345-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 007 BLOCK 001 A PURGATORY VALLEY E 121X355L125X396
Legal Range	22
Legal Township	117
Legal Section	29
Legal Quarter	32
Legal Subdivision	PURGATORY VALLEY
Legal Block	1
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3000
Census Tract	26205

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5048 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2013
Transfer Doc	0010008491
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5048 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 CLEAR SPRING RD, MINNETONKA, MN 55345-3311

Mortgage

Document Number	0A11102316
Date	Apr 27, 2022
Instrument	A11102316

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5048 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11050017
Date	Nov 30, 2021
Instrument	A11050017

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,912.00 (+20.23%)	$508,600 (+11.46%) Land $259,600 Building $249,000	$508,600 (+11.46%) Land $259,600 Building $249,000
2023	$5,749.00 Homeowner's exemption
2022		$456,300 Land $259,600 Building $196,700	$456,300 Land $259,600 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, T-Mobile.

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