5040 Clear Spring Rd, Minnetonka, MN 55345 Property Records

Hennepin County property record for 5040 Clear Spring Rd, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 936 sqft · built 1966
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,890 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-117-22-32-0019`

Property Details

APN / Parcel Number

Primary APN	`29-117-22-32-0019`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	936 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	936 sqft
Basement Area	288 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	58,370 sqft
Lot Width	110 ft Width
View / Lot	Lake
Garage Type	Basement
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	5040 CLEAR SPRING RD
City	MINNETONKA
State	MN
Zip	55345-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 006 BLOCK 001 A PURGATORY VALLEY E 110X396L252X383
Legal Range	22
Legal Township	117
Legal Section	29
Legal Quarter	32
Legal Subdivision	PURGATORY VALLEY
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3000
Census Tract	26205

Owner

5040 Clear Spring Rd is owned and occupied by two individuals who acquired it in July 2024.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5040 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 5, 2024
Transfer Doc	0011297615
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Sep 28, 2026
Property Address	5040 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Document Number	0011499591
Instrument Date	Sep 23, 2026
Instrument	202611499591
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 CLEAR SPRING RD, MINNETONKA, MN 55345-3311

Mortgage

Document Number	0011499591,
Date	Sep 28, 2026
Instrument	202611499591

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5040 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Document Number	0010792939
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5040 CLEAR SPRING RD MINNETONKA MN 553453311, MINNETONKA, MN 55345-3311

Mortgage

Document Number	0010792939
Date	Jun 1, 2020
Instrument	10792939

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	May 31, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5040 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Document Number	0010696870
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5040 CLEAR SPRING RD MINNETONKA MN 553453311, MINNETONKA, MN 55345-3311

Mortgage

Document Number	0010696870
Date	Aug 30, 2019
Instrument	10696870

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 29, 2029

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5040 CLEAR SPRING RD, MINNETONKA, MN 55345-3311
Document Number	0010462350
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5040 CLEAR SPRING RD MINNETONKA MN 553453311, MINNETONKA, MN 55345-3311

Mortgage

Document Number	0010462350
Date	Jul 24, 2017
Instrument	10462350

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 23, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 5040 Clear Spring Rd was $4,890.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,890.00	$370,900 Land $259,600 Building $111,300	$370,900 Land $259,600 Building $111,300
2023	$4,311.00 Homeowner's exemption
2022		$346,700 Land $259,600 Building $87,100	$346,700 Land $259,600 Building $87,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5040 Clear Spring Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5040 Clear Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, T-Mobile.

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