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5048 Center Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5048 Center Ct, Saint Cloud, FL 34772 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,332 sqft · built 2022
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$509,243 (Feb 2022)
Tax Bill$9,023 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-31-0137-0001-3440

Property Details

APN / Parcel Number

Primary APN20-26-31-0137-0001-3440
Alternative APN
  • 263120013700013440

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,332 sqft Living Area
Gross Area3,159 sqft
1st Floor Area2,332 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area647 sqft
PorchFinished/Open Porch
Porch Area180 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5048 CENTER CT
CitySAINT CLOUD
StateFL
Zip34772-8775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 344
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PHS 4
Legal Phase4
Legal Lot Number344
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-0137-0001-3440

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5048 CENTER CT, SAINT CLOUD, FL 34772-8775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Deed Document Number202216604
Deed Book / Page6140 / 1631
Record UpdatedSep 20, 2026

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 01, 2022
Property Address5048 CENTER CT, SAINT CLOUD, FL 34772-8775
Document Number0061401631
Book / Page6140 / 1631
Map ReferenceMB 30 PG 97-99
Instrument DateJan 28, 2022
Instrument2022016604
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,565.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5048 CENTER CT, SAINT CLOUD, FL 34772-8775

Mortgage

Document Number0061401633
DateFeb 01, 2022
Instrument6140/1633
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,023.00 (+2.01%) Homeowner's exemption$446,600 (+1.18%) Land $100,000 Building $346,600$446,600 (+1.18%) Land $100,000 Building $346,600
2023$8,845.00 (+185.32%) Homeowner's exemption$441,400 (+451.75%) Land $95,000 Building $346,400$441,400 (+451.75%) Land $95,000 Building $346,400
2022$3,100.00$80,000 Land $80,000$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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