5032 Center Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5032 Center Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,855 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$585,400 (Jun 2022)
Tax Bill$7,292 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202631013700013400

Property Details

APN / Parcel Number

Primary APN202631013700013400

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,855 sqft Heated Area
Gross Area4,643 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5032 CENTER CT
CitySAINT CLOUD
StateFL
Zip34772-8775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 340
Legal SubdivisionHANOVER LAKES PHS 4
Legal Phase4
Legal Lot Number340
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5032 CENTER CT, SAINT CLOUD, FL 34772-8775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 7, 2022 · Amount on Record
Deed SaleJun 7, 2022 · Amount on Record
Deed Document Number2022088699
Deed Book / Page6228 / 1224
Record UpdatedJun 8, 2026

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 7, 2022
Property Address5032 CENTER CT, SAINT CLOUD, FL 34772-8775
Document Number0062281224
Book / Page6228 / 1224
Map ReferenceMB 30 PG 97
Instrument DateMay 24, 2022
Instrument2022088699
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,097.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address5032 CENTER CT, SAINT CLOUD, FL 34772-8775

Mortgage

Document Number0062281228
DateJun 7, 2022
Instrument6228/1228
Lender
NameSALING FAMILY TRUST
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,292.00 (-34.62%) Homeowner's exemption$354,598 (-38.24%)$579,800 (+0.98%) Land $100,000 Building $479,800
2023$11,153.00 Homeowner's exemption$574,200 Land $95,000 Building $479,200$574,200 Land $95,000 Building $479,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Lumen Technologies.

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